5400 Pond View Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5400 Pond View Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,672 sqft · built 1973
Lot Size1.1 acres (47,960 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Aug 2023)
Tax Bill$2,192 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-2N-28-1690-01000-0010

Property Details

APN / Parcel Number

Primary APN31-2N-28-1690-01000-0010
Alternative APN
  • N282311690010000010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,672 sqft Living Area
Gross Area2,450 sqft
1st Floor Area1,672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area47,960 sqft (1.1 acres)
Lot Dimensions160 ft deep x 300 ft wide
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area130 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5400 POND VIEW DR
CityMILTON
StateFL
Zip32570-8029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAYES HEIGHTS LTS 1 2 & 3 BLK 10 LESS THAT PORTION OF LOT 3 BLK 10 AS DES IN OR 743 PG 545 ALL AS DES IN OR 4421 PG 1866
Legal Range28W
Legal Township2N
Legal Section31
Legal SubdivisionHAYES HEIGHTS
Legal Block10
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group3
Census Block3019
Census Tract10503

Owner

5400 Pond View Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Santa Rosa County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address5400 POND VIEW DR, MILTON, FL 32570-8029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Aug 4, 2023Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2023 · Amount on File
Deed SaleAug 4, 2023 · Amount on File
Prior SaleOct 26, 2005 · Amount on File
Deed Document Number202335262
Deed Book / Page4421 / 1866
Prior Transfer DateJul 31, 2023
Prior Transfer Doc0044211866
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5400 POND VIEW DR, MILTON, FL 32570-8029
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5400 POND VIEW DR, MILTON, FL 32570-8029

Mortgage

Document Number0047220673
DateMar 20, 2026
Book Page4722/673
Instrument202613985
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueApr 1, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 4, 2023
Property Address5400 POND VIEW DR, MILTON, FL 32570-8029
Document Number0044211866
Book / Page4421 / 1866
Map ReferenceMB B PG 75
Instrument DateJul 31, 2023
Instrument202335262
Transaction TypeTransfer
Record UpdatedSep 12, 2023
Title CompanySURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$455.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address133 LAKE FRONT DR, MIRAMAR BEACH, FL 32550-8248

Transferred To (Grantee/Buyer)

NameVerified Name
Address5400 POND VIEW DR, MILTON, FL 32570-8029

Mortgage

Document Number0044211868
DateAug 4, 2023
Instrument4421/1868
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$187,161 (+2.21%) Land $48,300 Building $138,861$187,161 (+2.21%) Land $48,300 Building $138,861
2024$2,192.00$183,108 (+1.02%) Land $48,300 Building $134,808$183,108 (+1.02%) Land $48,300 Building $134,808
2023$2,192.00 (+9%)$181,263 (+11.36%) Land $48,300 Building $132,963$181,263 (+11.36%) Land $48,300 Building $132,963
2022$2,011.00$162,773$162,773 Land $31,500 Building $131,273

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5400 Pond View Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims13 (1985–2020)
Claims Outside the SFHA5 of 13
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5400 Pond View Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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