5400 Michael Dr NE, Cedar Rapids, IA 52411 Property Records

Linn County property record for 5400 Michael Dr NE, Cedar Rapids, IA 52411

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,841 sqft · built 1992
Lot Size1.05 acres (45,738 sqft)
Owner2 Individual Names on Record
Last Sale$316,000 (Jun 2019)
Tax Bill$7,632 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Dec 2021 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN11312-51004-00000

Property Details

APN / Parcel Number

Primary APN11312-51004-00000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,841 sqft Living Area
Gross Area4,262 sqft
1st Floor Area2,071 sqft
AtticAttic
Attic Area696 sqft
Basement Area1,375 sqft
Finished Basement770 sqft
Unfinished Basement605 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area45,738 sqft

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area144 sqft
Deck AreaDeck Area
Patio Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5400 MICHAEL DR NE
CityCEDAR RAPIDS
StateIA
Zip52411-7920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOVERS LANE ESTATES STR/LB 3
Legal Range7W
Legal Township84N
Legal Section31
Legal SubdivisionLOVERS LANE ESTATES
Legal Lot Number3
JurisdictionLINN IA
Township / Civil DivisionCEDAR RAPIDS
Census Block Group2
Census Block2021
Census Tract205

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Deed of Trust, Mortgage · Line of Credit
HILLS BANK AND TRUST CO
Dec 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
LUANA SAVINGS BANK
Mar 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
LINN AREA CU
Jun 14, 2019Warranty Deed, Transfer · Conventional Mortgage
HILLS BK&TR
Jan 18, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF IA CMNTY CU
Oct 5, 2017Grant Deed, Transfer · Conventional with PMI
UNIVERSITY OF IA CMNTY CU
Aug 7, 2017Trustee's Deed, Construction Loan · Line of Credit
HILLS BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2019 · Amount on Record
Deed SaleJun 14, 2019 · Amount on Record
Prior SaleFeb 1, 2000 · Amount on Record
Deed Book / Page10373 / 496
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920

Mortgage

Document Number1152225399
DateNov 16, 2023
Book Page11522/25399
Lender
NameHILLS BANK AND TRUST CO
TypeBank
AddressHILLS, IA 52235
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueDec 10, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920
Transaction TypeMortgage
Record UpdatedDec 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920

Mortgage

Document Number, 0011232430
DateDec 10, 2021
Book Page11232/430
Lender
NameLUANA SAVINGS BANK
TypeBank
AddressCLIVE, IA 50325
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920
Document Number0105890644
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedApr 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5400 MICHAEL DR NE CEDAR RAPIDS IA 524117920, CEDAR RAPIDS, IA 52411-7920

Mortgage

Document Number0105890644
DateMar 16, 2020
Book Page010589/000644
Lender
NameLINN AREA CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateJun 14, 2019
Property Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920
Document Number0103730496
Book / Page010373 / 000496
Instrument DateMay 28, 2019
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$505.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5400 MICHAEL DR NE CEDAR RAPIDS IA 524117920, CEDAR RAPIDS, IA 52411-7920

Mortgage

Document Number103730498
DateJun 14, 2019
Book Page010373/000498
Lender
NameHILLS BK&TR
TypeBank
AddressHILLS, IA 52235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2049

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Property Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920
Document Number0100250167
Book / Page010025 / 000167
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedJan 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5400 MICHAEL DR NE CEDAR RAPIDS IA 524117920, CEDAR RAPIDS, IA 52411-7920

Mortgage

Document Number0100250167
DateJan 24, 2018
Book Page010025/000167
Lender
NameUNIVERSITY OF IA CMNTY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 23, 2028

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLINN IA
Recording DateOct 5, 2017
Property Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920
Document Number0099450632
Book / Page009945 / 000632
Instrument DateSep 7, 2017
Transaction TypeTransfer
Record UpdatedOct 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5400 MICHAEL DR NE CEDAR RAPIDS IA 524117920, CEDAR RAPIDS, IA 52411-7920

Mortgage

Document Number99450633
DateOct 5, 2017
Book Page009945/000633
Lender
NameUNIVERSITY OF IA CMNTY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 4, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%

Mortgage

Document Number99450646,
DateOct 5, 2017
Book Page009945/000646
Lender
NameUNIVERSITY OF IA CMNTY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
AmountAmount Recorded
Term60 Months
DueOct 4, 2022

August 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLINN IA
Recording DateAug 7, 2017
Property Address5400 MICHAEL DR NE, CEDAR RAPIDS, IA 52411-7920
Document Number0098990433
Book / Page009899 / 000433
Instrument DateJul 26, 2017
Transaction TypeConstruction Loan
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5400 MICHAEL DR NE CEDAR RAPIDS IA 524117920, CEDAR RAPIDS, IA 52411-7920

Mortgage

Document Number98990433
DateAug 7, 2017
Book Page009899/000433
Lender
NameHILLS BK&TR
TypeBank
AddressHILLS, IA 52235
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 6, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityCedar Rapids City
Unified School DistrictCedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$424,500 (-) Land $75,400 Building $349,100$424,500 (-) Land $75,400 Building $349,100
2025$7,632.00 (+10.83%)$424,500 (+6.23%) Land $75,400 Building $349,100$424,500 (+6.23%) Land $75,400 Building $349,100
2024$6,886.00 (-8.33%)
2023$399,600 Land $75,400 Building $324,200$399,600 Land $75,400 Building $324,200
2022$7,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR RAPIDS WATER DEPARTMENT
serves 142,364 people · EPA ID IA5715093
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
ImOn Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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