Monroe County property record for 5400 Ll Rd, Waterloo, IL 62298 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,274 sqft · built 1993 |
| Lot Size | 5.5 acres (239,580 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,449 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-32-400-002-000 |
| Primary APN | 11-32-400-002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 1,274 sqft |
| Unfinished Basement | 1,274 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Lot Area | 239,580 sqft (5.5 acres) |
| Garage Area | 960 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 484 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 258 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5400 LL RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART NE SE 0181143 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 32 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 29 |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-32-400-002-000
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 5400 LL RD, WATERLOO, IL 62298-3832 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 10, 2025 |
| Transfer Doc | 0000436748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5400 LL RD, WATERLOO, IL 62298-3832 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000413791 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 413791 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,260 (+31.94%) Land $19,730 Building $74,530 | $282,780 (+31.94%) Land $59,190 Building $223,590 | |
| 2024 | $3,449.00 | ||
| 2022 | Homeowner's exemption Additional exemption filed | $71,440 Land $19,730 Building $51,710 | $214,320 Land $59,190 Building $155,130 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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