Oakland County property record for 5400 Inverrary Ln, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,472 sqft · built 1997 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,000 (Apr 2009) |
| Tax Bill | $5,845 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-06-328-006 |
| Primary APN | E-17-06-328-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,472 sqft Living Area |
| 1st Floor Area | 2,640 sqft |
| Basement Area | 1,934 sqft |
| Unfinished Basement | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 152 ft deep x 110 ft wide |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 444 sqft |
| Deck Area | 274 sqft |
| Patio Area | 274 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5400 INVERRARY LN |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 6 WILDWOOD FOREST LOT 6 12-20-90 FR 300-031 |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 06 |
| Legal Subdivision | WILDWOOD FOREST |
| Legal Lot Number | 6,12 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 135300 |
5400 Inverrary Ln is owned and occupied by two individuals who bought it in April 2009.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5400 INVERRARY LN, COMMERCE TOWNSHIP, MI 48382-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 14, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2009 · Amount on File |
| Deed Sale | Apr 24, 2009 · Amount on File |
| Prior Sale | Apr 29, 2008 · Amount on File |
| Deed Document Number | 200978828 |
| Deed Book / Page | 41101 / 517 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5400 INVERRARY LN, COMMERCE TOWNSHIP, MI 48382-1009 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5400 INVERRARY LN, COMMERCE TOWNSHIP, MI 48382-1009 |
| Document Number | 0000304272 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 57353/709 |
| Instrument | 304272 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 16, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5400 INVERRARY LN, COMMERCE TOWNSHIP, MI 48382-1009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023096 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 51555/00866 |
| Instrument | 23096 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5400 Inverrary Ln was $5,845 with a homeowner's exemption, down 32% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,845.00 (-31.96%) Homeowner's exemption | $535,230 | $1,070,460 |
| 2024 | $8,590.00 | ||
| 2023 | $448,840 | $897,680 | |
| 2021 | $7,265.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5400 Inverrary Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1993–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5400 Inverrary Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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