Oldham County property record for 5400 Highpoint Dr, Crestwood, KY 40014
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (May 2026) |
| Tax Bill | $5,525 (2025) |
| Deeds & Mortgages | Apr 2006 Line of Credit Dec 2015 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-22D-00-26 |
| Primary APN | 32-22D-00-26 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 57784 |
|---|---|
| Street Address | 5400 HIGHPOINT DR |
| City | CRESTWOOD |
| State | KY |
| Zip | 40014-9490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1AC |
| Legal Subdivision | HIGHPOINT SUB |
| Legal Lot Number | 26 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30602 |
Source: Oldham County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5400 HIGHPOINT DR, CRESTWOOD, KY 40014-9490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 3, 2006 | Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK |
| Dec 7, 2015 | Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO |
| May 5, 2026 | Deed, Transfer · Conventional Mortgage KIND LENDING LLC |
| Aug 4, 2017 | Warranty Deed, Transfer · VA Mortgage CENTURY LENDING CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on Record |
| Deed Sale | May 5, 2026 · Amount on Record |
| Prior Sale | Aug 4, 2017 · Amount on Record |
| Deed Document Number | 2026861456 |
| Deed Book / Page | 1440 / 236 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5400 HIGHPOINT DR, CRESTWOOD, KY 40014-9490 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0M1521/551 |
|---|---|
| Date | Apr 3, 2006 |
| Book Page | M1521/551 |
| Instrument | 347370 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 5400 HIGHPOINT DR, CRESTWOOD, KY 40014-9490 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0M2186/291 |
|---|---|
| Date | Dec 7, 2015 |
| Book Page | M2186/291 |
| Instrument | 502965 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 28, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 5, 2026 |
| Property Address | 5400 HIGHPOINT DR, CRESTWOOD, KY 40014-9490 |
| Document Number | 0000861456 |
| Book / Page | 1440 / 236 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.861456 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | BESTITLE, BES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52,015.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5400 HIGHPOINT DR, CRESTWOOD, KY 40014-9490 |
| Document Number | 0000861456, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 2742/764 |
| Instrument | 2026.861456 |
| Name | KIND LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Aug 4, 2017 |
| Property Address | 5400 HIGHPOINT DR, CRESTWOOD, KY 40014-9490 |
| Document Number | 0D1168/105 |
| Book / Page | D1168 / 105 |
| Map Reference | MB3 PG142 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 528205 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | EXETER TITLE COMPANY, EXECUTIVE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5400 HIGHPOINT DR, CRESTWOOD, KY 40014-9490 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5400 HIGHPOINT DR, CRESTWOOD, KY 40014-9490 |
| Document Number | 0000528206 |
|---|---|
| Date | Aug 4, 2017 |
| Instrument | 528206 |
| Name | CENTURY LENDING CO |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,525.00 (+16%) | $445,000 (+17.11%) Land $45,000 Building $400,000 | $445,000 (+17.11%) Land $45,000 Building $400,000 |
| 2023 | $4,763.00 | $380,000 Land $45,000 Building $335,000 | $380,000 Land $45,000 Building $335,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1997–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures