5400 E Smith Ferry Rd, Muskogee, OK 74403 Property Records

Muskogee County property record for 5400 E Smith Ferry Rd, Muskogee, OK 74403

Property Summary

Property TypeAgricultural Vacant Land
Lot Size33.3 acres (1,451,332 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Oct 2020)
Tax Bill$129 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Jun 2026 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN0000-09-14N-19E-4-135-10

Property Details

APN / Parcel Number

Primary APN0000-09-14N-19E-4-135-10
Alternative APN
  • 510056112

Exterior

Lot Area1,451,332 sqft (33.3 acres)

Location & Zoning

Account Number510056112
Street Address5400 E SMITH FERRY RD
CityMUSKOGEE
StateOK
Zip74403
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal DescriptionT14N R19E S09 N/2 SE SE & SE SE SE & E/2 SW SE SE LESS N50 OF SE SE
Legal Range19E
Legal Township14N
Legal Section09
JurisdictionMUSKOGEE OK
Township / Civil DivisionMUSKOGEE
Census Block Group1
Census Block1049
Census Tract1302

Owner

Source: Muskogee County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address809 N ANTHONY ST, MUSKOGEE, OK 74403-3908
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2026Deed of Trust, Mortgage · Construction Mortgage
BANCFIRST
Jun 17, 2026Deed of Trust, Mortgage · Construction Mortgage
BANCFIRST
Apr 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANCFIRST
Nov 26, 2025Deed of Trust, Mortgage · Non-Conforming Investor Loan
BANCFIRST
Dec 3, 2024Deed of Trust, Mortgage · Commercial Mortgage
BANCFIRST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2020 · Amount on Record
Deed SaleOct 2, 2020 · Amount on Record
Deed Document Number202010196
Deed Book / Page4706 / 787
Prior Transfer DateSep 24, 2020
Prior Transfer Doc0000010196
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKOGEE OK
Recording DateJun 17, 2026
Property Address5400 E SMITH FERRY RD, MUSKOGEE, OK 74403
Document Number0000006435
Book / Page5026 / 374
Instrument DateJun 5, 2026
Instrument20266435
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006435,
DateJun 17, 2026
Book Page5026/374
Instrument20266435
Lender
NameBANCFIRST
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 5, 2027
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKOGEE OK
Recording DateJun 17, 2026
Property Address5400 E SMITH FERRY RD, MUSKOGEE, OK 74403
Document Number0000006434
Book / Page5026 / 359
Instrument DateJun 5, 2026
Instrument20266434
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006434,
DateJun 17, 2026
Book Page5026/359
Instrument20266434
Lender
NameBANCFIRST
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 5, 2027
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKOGEE OK
Recording DateApr 7, 2026
Property Address5400 E SMITH FERRY RD, MUSKOGEE, OK 74403
Document Number0000003339
Book / Page5012 / 529
Instrument DateMar 24, 2026
Instrument20263339
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003339,
DateApr 7, 2026
Book Page5012/529
Instrument20263339
Lender
NameBANCFIRST
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term223 Months
DueNov 25, 2044
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKOGEE OK
Property Address5400 E SMITH FERRY RD, MUSKOGEE, OK 74403
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 N YORK ST 38, 38, MUSKOGEE, OK 74403-3117

Mortgage

Document Number0000012575
DateNov 26, 2025
Book Page4992/56
Instrument2025-012575
Lender
NameBANCFIRST
TypeBank
AddressMUSKOGEE, OK 74402
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term239 Months
DueOct 24, 2045
Interest
Rate TypeAdjustable Rate

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKOGEE OK
Property Address5400 E SMITH FERRY RD, MUSKOGEE, OK 74403
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3900 GULICK ST, MUSKOGEE, OK 74403-8736

Mortgage

Document Number0000011999
DateDec 3, 2024
Book Page4933/179
Instrument2024-011999
Lender
NameBANCFIRST
TypeBank
AddressMUSKOGEE, OK 74402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueNov 25, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMuskogee County
Unified School DistrictMuskogee Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,165 (+6.01%) Land $631 Building $534$10,590 (+6.08%) Land $5,733 Building $4,857
2025$129.00 (+5.74%)$1,099 (-) Land $631 Building $468
2024$122.00$1,099 (-4.68%) Land $631 Building $468$9,983 (-4.71%) Land $5,733 Building $4,250
2023$122.00$1,153 Land $679 Building $474$10,476 Land $6,170 Building $4,306

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimMay 2022 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 42% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUSKOGEE CO. RWD #5
serves 4,135 people · EPA ID OK3005107
Water SourcePurchased surface water from MUSKOGEE MUNICIPAL AUTHORITY
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ecoLink
Fiber
1,000 / 1,000
Cross Wireless
Fiber
1,000 / 500

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