5400 Berrywood Ln, Monroe, NC 28110 Property Records

Union County property record for 5400 Berrywood Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,736 sqft · built 1991
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$250,500 (Nov 2005)
Tax Bill	$2,870 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-096-232`

Property Details

APN / Parcel Number

Primary APN	`07-096-232`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,736 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	712 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5400 BERRYWOOD LN
City	MONROE
State	NC
Zip	28110-9387
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WESLE
Legal Description	#59 WESLEY WOODS PH2 OPCC467
Legal Subdivision	WESLEY WOODS
Legal Lot Number	59
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2011
Census Tract	20307

Owner

5400 Berrywood Ln, a rural home, is owned and occupied by an individual who acquired it in February 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5400 BERRYWOOD LN, MONROE, NC 28110-9387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2024	Deed of Trust, Mortgage · FHA Mortgage SOVEREIGN LENDING GROUP INC
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage SOVEREIGN LENDING GROUP INC
Nov 10, 2022	Intrafamily Transfer, Transfer · FHA Mortgage SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2005 · Amount on File
Deed Sale	Nov 17, 2005 · Amount on File
Prior Sale	Feb 29, 1996 · Amount on File
Deed Document Number	20055446
Deed Book / Page	3985 / 304
Last Transfer Date	Feb 2, 2022
Transfer Doc	0008605895
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5400 BERRYWOOD LN, MONROE, NC 28110-9387
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 BERRYWOOD LN, MONROE, NC 28110-9387

Mortgage

Document Number	0000092551
Date	Nov 26, 2025
Book Page	9255/1
Instrument	31441

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	4.25%
Index	Other
Max Rate	6.25%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5400 BERRYWOOD LN, MONROE, NC 28110-9387
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008851165
Date	Feb 9, 2024
Book Page	8851/165
Instrument	2785

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5400 BERRYWOOD LN, MONROE, NC 28110-9387
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008771457
Date	Aug 29, 2023
Book Page	8771/457
Instrument	20976

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5400 BERRYWOOD LN, MONROE, NC 28110-9387
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008393540
Date	Feb 8, 2022
Book Page	8393/540
Instrument	4820

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Nov 10, 2022
Property Address	5400 BERRYWOOD LN, MONROE, NC 28110-9387
Document Number	0008605895
Book / Page	8605 / 895
Map Reference	CAB C FILE 467
Instrument Date	Feb 2, 2022
Instrument	37840
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5400 BERRYWOOD LN, 5400, MONROE, NC 28110-9387

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 BERRYWOOD LN, MONROE, NC 28110-9387

Mortgage

Document Number	0000037841
Date	Nov 10, 2022
Instrument	37841

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5400 Berrywood Ln was $2,870.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,400 (-) Land $111,400 Building $478,000	$589,400 (-) Land $111,400 Building $478,000
2025	$2,870.00	$589,400 Land $111,400 Building $478,000	$589,400 Land $111,400 Building $478,000
2023	$2,272.00	$356,000 Land $65,100 Building $290,900	$356,000 Land $65,100 Building $290,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5400 Berrywood Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5400 Berrywood Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber, Windstream.

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