5400 Bermuda Ln, Flint, MI 48505 Property Records

Genesee County property record for 5400 Bermuda Ln, Flint, MI 48505

Property Summary

Property TypeSingle Family Home
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Tax Bill$1,331 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Feb 2015 Mortgage
Flood ZoneZone X (minimal risk)
APN14-23-526-021

Property Details

APN / Parcel Number

Primary APN14-23-526-021

Exterior

Lot Area8,276 sqft (0.19 acres)

Location & Zoning

Street Address5400 BERMUDA LN
CityFLINT
StateMI
Zip48505-1067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 CRANBROOK MANOR SUB NO 1 SEC 23 T8N R6E
Legal Range06E
Legal Township08N
Legal Section23
Legal SubdivisionCRANBROOK MANOR SUB
Legal Lot Number21
JurisdictionGENESEE MI
Township / Civil DivisionMOUNT MORRIS
Census Block Group1
Census Block1015
Census Tract10304

Owner

5400 Bermuda Ln is owned and occupied by an individual who acquired it in May 2001.

Source: Genesee County records, as of October 2, 2026

Owner of RecordIndividual Name on File
Mailing Address5400 BERMUDA LN, FLINT, MI 48505-1067
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2019Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Feb 18, 2015Deed of Trust, Mortgage · Conventional with PMI
ELGA CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 2, 2001
Transfer Doc0000044170
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address5400 BERMUDA LN, FLINT, MI 48505-1067
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013594
DateMar 20, 2019
Instrument201903200013594
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 5, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address5400 BERMUDA LN, FLINT, MI 48505-1067
Document Number0000040345
Instrument DateFeb 18, 2015
Transaction TypeMortgage
Record UpdatedMay 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5400 BERMUDA LN FLINT MI 485051067, FLINT, MI 48505-1067

Mortgage

Document Number0000040345
DateMay 23, 2017
Instrument40345
Lender
NameELGA CU
TypeCredit Union
AddressBURTON, MI 48519
Agreement
TypeConventional with PMI
AmountAmount on Record
Term156 Months
DueMay 22, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 5400 Bermuda Ln was $1,331, up 2.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionMount Morris Township
Unified School DistrictBeecher Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,200 (+50.16%)$96,400 (+50.16%)
2025$1,331.00 (+2.31%) Homeowner's exemption$32,100$64,200
2024$1,301.00
2023$24,600$49,200
2019$1,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5400 Bermuda Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5400 Bermuda Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEECHER METROPOLITAN DISTRICT
serves 9,400 people · EPA ID MI0000540
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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