540 Windsor Mill Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 540 Windsor Mill Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,899 sqft · built 1977
Lot Size	0.263 acres (11,439 sqft)
Owner	Individual Name on File
Last Sale	$378,784 (Sep 2021)
Tax Bill	$4,765 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22R-13-0359`

Property Details

APN / Parcel Number

Primary APN	`22R-13-0359`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,899 sqft Living Area
Gross Area	2,474 sqft
1st Floor Area	1,899 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	11,439 sqft (0.263 acres)
Lot Dimensions	89 ft deep x 87 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	95 sqft
Deck Area	72 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 WINDSOR MILL DR
City	BALLWIN
State	MO
Zip	63011-3351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	BRUSHCREEK PLAT 1 LOT 110 22R130074 7 21 76
Legal Subdivision	BRUSHCREEK PLAT 1
Legal Lot Number	110
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2020
Census Tract	217807

Owner

540 Windsor Mill Dr is owned by an individual who bought it in September 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	643 E MADISON AVE, SAINT LOUIS, MO 63122-4552
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on File
Deed Sale	Sep 20, 2021 · Amount on File
Deed Document Number	20211048
Deed Book / Page	25118 / 761
Prior Transfer Date	Jul 7, 2020
Prior Transfer Doc	0240830139
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 20, 2021
Property Address	540 WINDSOR MILL DR, BALLWIN, MO 63011-3351
Document Number	0251180761
Book / Page	25118 / 761
Map Reference	MB 164 PG 83
Instrument Date	Sep 20, 2021
Instrument	2021092001048
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 WINDSOR MILL DR, BALLWIN, MO 63011-3351

Mortgage

Document Number	2021092001049
Date	Sep 20, 2021
Instrument	2021092001049

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 540 Windsor Mill Dr was $4,765, up 6.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,500 (-) Land $29,680 Building $39,820	$365,800 (-) Land $156,200 Building $209,600
2025	$4,765.00 (+6.29%)	$69,500 Land $29,680 Building $39,820	$365,800 Land $156,200 Building $209,600
2024	$4,483.00 (+0.09%)
2023	$4,479.00 (+6.16%)	$64,070 (+13.58%) Land $16,700 Building $47,370	$337,200 Land $87,900 Building $249,300
2022	$4,219.00	$56,410 Land $18,540 Building $37,870
2021			$296,900 Land $97,600 Building $199,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Windsor Mill Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Windsor Mill Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20