Putnam County property record for 540 Windrowe Dr, Cookeville, TN 38506
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,680 sqft · built 1998 |
| Lot Size | 0.332 acres (14,493 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Mar 2022) |
| Tax Bill | $1,538 (2022) |
| Deeds & Mortgages | Jun 2022 Transfer Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071083C D 01500 |
| Primary APN | 071083C D 01500 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 336 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 560 sqft |
| Unfinished Basement | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,493 sqft (0.332 acres) |
| Lot Dimensions | 144 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 WINDROWE DR |
|---|---|
| City | COOKEVILLE |
| State | TN |
| Zip | 38506-4223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: E07 |
| Legal Subdivision | WINDROWE VILLAGE |
| Legal Lot Number | 15 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1202 |
Source: Putnam County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 553 WINDROWE DR, COOKEVILLE, TN 38506-4254 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 25, 2022 | Deed of Trust, Mortgage · Line of Credit THE TENNESSEE CU |
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK OF LAFAYETTE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | Sep 25, 2007 · Amount on Record |
| Deed Document Number | 2022271013 |
| Deed Book / Page | 1387 / 557 |
| Last Transfer Date | Jun 15, 2022 |
| Transfer Doc | 0001412637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Jun 17, 2022 |
| Property Address | 540 WINDROWE DR, COOKEVILLE, TN 38506-4223 |
| Document Number | 0001412637 |
| Book / Page | 1412 / 637 |
| Map Reference | CAB B SL 34 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 275253 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 WINDROWE DR, COOKEVILLE, TN 38506-4223 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM TN |
| Property Address | 540 WINDROWE DR, COOKEVILLE, TN 38506-4223 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 WINDROWE DR, COOKEVILLE, TN 38506-4223 |
| Document Number | 0001382295 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 1382/295 |
| Instrument | 270123 |
| Name | THE TENNESSEE CU |
|---|---|
| Type | Credit Union |
| Address | NASHVILLE, TN 37203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 16, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Mar 18, 2022 |
| Property Address | 540 WINDROWE DR, COOKEVILLE, TN 38506-4223 |
| Document Number | 0001387557 |
| Book / Page | 1387 / 557 |
| Map Reference | CAB B SL 34 |
| Instrument Date | Mar 18, 2022 |
| Instrument | 271013 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | NOT AVAILABLE, LEDBETTER TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,480.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 553 WINDROWE DR, COOKEVILLE, TN 38506-4254 |
| Document Number | 0000271014 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 271014 |
| Name | CITIZENS BANK OF LAFAYETTE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Municipality | Cookeville City |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,775 (-) Land $8,350 Building $51,425 | ||
| 2023 | $59,775 Land $8,350 Building $51,425 | ||
| 2022 | $1,538.00 | ||
| 2021 | $239,100 Land $33,400 Building $205,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COOKEVILLE WATER DEPT serves 49,711 people · EPA ID TN0000133 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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