Dubuque County property record for 540 Wilbur St, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,560 sqft · built 1906 |
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $118,000 (Mar 2015) |
| Tax Bill | $2,828 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-391-002 |
| Primary APN | 10-24-391-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Upper Floors Area | 1,280 sqft |
| Attic Area | 832 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 448 sqft |
| Game Room | Game Room |
| Year Built | Built 1906 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.229 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 540 WILBUR ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-6258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 12 OF CITY LOT 688 EX N 20' THEREOF & E 50' LOT 2 OF CITY LOT 703 |
| Legal Subdivision | LINCOLN |
| Legal Lot Number | 2,12 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 701 |
540 Wilbur St is owned and occupied by two individuals who bought it in March 2015.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 WILBUR ST, DUBUQUE, IA 52001-6258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU |
| May 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DUPACO CMNTY CU |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITY OF DUBUQUE IA HSNG & CMNT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2015 · Amount on File |
| Deed Sale | Mar 2, 2015 · Amount on File |
| Deed Document Number | 2015-00002231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 540 WILBUR ST, DUBUQUE, IA 52001-6258 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000018878 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-00018878 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 540 WILBUR ST, DUBUQUE, IA 52001-6258 |
| Document Number | 0000006433 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 WILBUR ST DUBUQUE IA 520016258, DUBUQUE, IA 52001-6258 |
| Document Number | 0000006433 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 6433 |
| Name | DUPACO CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 11, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 540 WILBUR ST, DUBUQUE, IA 52001-6258 |
| Document Number | 0000013400 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 WILBUR ST DUBUQUE IA 520016258, DUBUQUE, IA 52001-6258 |
| Document Number | 0000013400 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 13400 |
| Name | CITY OF DUBUQUE IA HSNG & CMNT |
|---|---|
| Address | DUBUQUE, IA 52001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 26, 2022 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $250,200 Land $40,000 Building $210,200 | $250,200 Land $40,000 Building $210,200 | |
| 2024 | $2,828.00 | ||
| 2023 | $206,900 (+19.2%) Land $40,000 Building $166,900 | $206,900 Land $40,000 Building $166,900 | |
| 2022 | $2,840.00 Homeowner's exemption | $173,580 Land $30,000 Building $143,580 | |
| 2021 | $173,580 Land $30,000 Building $143,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Wilbur St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 540 Wilbur St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.
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