York County property record for 540 Whitehead Ct, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,189 sqft · built 1996 |
| Lot Size | 0.32 acres (13,926 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2018) |
| Tax Bill | $2,573 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 649-01-01-042 |
| Primary APN | 649-01-01-042 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,189 sqft Living Area |
| Gross Area | 4,113 sqft |
| 1st Floor Area | 991 sqft |
| 2nd Floor Area | 1,231 sqft |
| Basement Area | 967 sqft |
| Finished Basement | 967 sqft |
| Unfinished Basement | 967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,926 sqft (0.32 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 288 sqft |
| Patio Area | 80 sqft |
| Street Address | 540 WHITEHEAD CT |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-6955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 322 KNIGHTSBRIDGE P-1 MP-2 |
| Legal Subdivision | KNIGHTSBRIDGE |
| Legal Lot Number | 322 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 61012 |
540 Whitehead Ct is owned and occupied by two individuals who bought it in November 2018.
Source: York County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 WHITEHEAD CT, FORT MILL, SC 29708-6955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FAMILY TRUST FEDERAL CREDIT UNION |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 16, 2018 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2018 · Amount on File |
| Deed Sale | Nov 16, 2018 · Amount on File |
| Prior Sale | Aug 4, 2014 · Amount on File |
| Deed Document Number | 201848908 |
| Deed Book / Page | 17280 / 259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Sep 1, 2026 |
| Property Address | 540 WHITEHEAD CT, FORT MILL, SC 29708-6955 |
| Document Number | 0000031692 |
| Book / Page | 22795 / 25 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202631692 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 540 WHITEHEAD CT, FORT MILL, SC 29708-6955 |
| Document Number | 0000031692, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 22795/25 |
| Instrument | 202631692 |
| Name | FAMILY TRUST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 30, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 540 WHITEHEAD CT, FORT MILL, SC 29708-6955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1850400257 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 18504/257 |
| Instrument | 2020037415 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 540 WHITEHEAD CT, FORT MILL, SC 29708-6955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1786300388 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 17863/388 |
| Instrument | 2019046635 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Nov 16, 2018 |
| Property Address | 540 WHITEHEAD CT, FORT MILL, SC 29708-6955 |
| Document Number | 1728000259 |
| Book / Page | 17280 / 259 |
| Map Reference | MB A-88 PG 4 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 2018048908 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,202.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 WHITEHEAD CT, FORT MILL, SC 29708-6955 |
| Document Number | 2018048909 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018048909 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 540 Whitehead Ct was $2,573.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,573.00 | $14,654 Land $2,770 Building $11,884 | $449,700 Land $85,000 Building $364,700 |
| 2023 | $2,180.00 | $12,743 Land $3,000 Building $9,743 | $318,572 Land $75,000 Building $243,572 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 Whitehead Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Whitehead Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Comporium Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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