540 White Pigeon St, Constantine, MI 49042 Property Records

St. Joseph County property record for 540 White Pigeon St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,712 sqft · built 1940
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,000 (Mar 2023)
Tax Bill	$4,598 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-190-050-00`

Property Details

APN / Parcel Number

Primary APN	`043-190-050-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,712 sqft Building Perimeter
1st Floor Area	1,112 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	165 ft deep x 83 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 WHITE PIGEON ST
City	CONSTANTINE
State	MI
Zip	49042-1156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON W LN OF WHITE PIGEON ST 71 9/12 FT SLY FROM INT WITH SLY LN OF 5TH ST TH SLY ALG WHITE PIGEON ST 5 RDS TH WLY AT R/A 1
Legal Subdivision	VIL OF CONSTANTINE
Legal Block	12,24
Legal Lot Number	6
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	4
Census Block	4047
Census Tract	41101

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 WHITE PIGEON ST, CONSTANTINE, MI 49042-1156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2023	Warranty Deed, Transfer
Mar 29, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage INTERRA CU
Mar 1, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Apr 5, 2013 · Amount on Record
Deed Document Number	20231995
Prior Transfer Date	Mar 24, 2023
Prior Transfer Doc	2023001996
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 26, 2026
Property Address	540 WHITE PIGEON ST, CONSTANTINE, MI 49042-1156
Document Number	0000005226
Instrument Date	Jun 22, 2026
Instrument	20265226
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 WHITE PIGEON ST, CONSTANTINE, MI 49042-1156

Mortgage

Document Number	0000005226,
Date	Jun 26, 2026
Instrument	20265226

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 29, 2023
Property Address	540 WHITE PIGEON ST, CONSTANTINE, MI 49042-1156
Document Number	2023001995
Instrument Date	Mar 24, 2023
Instrument	2023001995
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Amount	Amount Recorded
Tax	$472.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 CENTREVILLE ST, CONSTANTINE, MI 49042-1203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 WHITE PIGEON ST, CONSTANTINE, MI 49042-1156

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 29, 2023
Property Address	540 WHITE PIGEON ST, CONSTANTINE, MI 49042-1156
Document Number	2023001996
Map Reference	LB B PG 259
Instrument Date	Mar 24, 2023
Instrument	2023001996
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 WHITE PIGEON ST, CONSTANTINE, MI 49042-1156

Mortgage

Document Number	2023001997
Date	Mar 29, 2023
Instrument	2023001997

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	12.3%

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 1, 2017
Property Address	540 WHITE PIGEON ST, CONSTANTINE, MI 49042-1156
Document Number	1860/0091
Book / Page	1860 / 0091
Map Reference	LB B PG259
Instrument Date	Feb 16, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 WHITE PIGEON ST, 540, CONSTANTINE, MI 49042-1156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13760 STATE ROAD 120, BRISTOL, IN 46507-9555

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,900 (+11.27%) Land $9,300 Building $78,600	$175,800 (+11.27%) Land $18,600 Building $157,200
2025	$4,598.00 Homeowner's exemption	$79,000 (+23.24%) Land $7,900 Building $71,100	$158,000 (+23.24%) Land $15,800 Building $142,200
2023		$64,100 Land $6,300 Building $57,800	$128,200 Land $12,600 Building $115,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSTANTINE serves 2,075 people · EPA ID MI0001600
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile.

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