540 Whetstone Way, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 540 Whetstone Way, Jackson, MO 63755

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,952 sqft · built 2009
Lot Size0.701 acres (30,536 sqft)
OwnerCompany Name on Record
Last Sale$637,500 (Nov 2020)
Tax Bill$2,389 (2025)
Deeds & MortgagesMar 2023 Transfer
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN142020008011000000

Property Details

APN / Parcel Number

Primary APN142020008011000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,952 sqft Living Area
Basement Area1,952 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Construction TypeFrame
Lot Area30,536 sqft (0.701 acres)
Lot Dimensions284 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address540 WHETSTONE WAY
CityJACKSON
StateMO
Zip63755-3087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 PIONEER ORCHARD 6TH SUBD 23/84
Legal Range12E
Legal Township31S
Legal Section03
Legal SubdivisionPIONEER ORCHARDS
Legal Lot Number10
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionBYRD
Census Block Group2
Census Block2004
Census Tract880401

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address540 WHETSTONE WAY, JACKSON, MO 63755-3087
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2023Intrafamily Transfer, Transfer
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
WOOD & HUSTON BANK
Nov 18, 2020Warranty Deed, Construction Loan · Construction Mortgage
WOOD & HUSTON BK
Oct 2, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2020 · Amount on Record
Deed SaleNov 18, 2020 · Amount on Record
Prior SaleOct 2, 2017
Deed Document Number202014706
Last Transfer DateMar 22, 2023
Transfer Doc0202302032
Record UpdatedOct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAPE GIRARDEAU MO
Recording DateMar 23, 2023
Property Address540 WHETSTONE WAY, JACKSON, MO 63755-3087
Document Number0202302032
Map ReferencePB 23 PG 84
Instrument DateMar 22, 2023
Instrument2023-02032
Transaction TypeTransfer
Record UpdatedApr 12, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address540 WHETSTONE WAY, JACKSON, MO 63755-3087

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 WHETSTONE WAY, JACKSON, MO 63755-3087

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address540 WHETSTONE WAY, JACKSON, MO 63755-3087
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202101714
DateFeb 8, 2021
Instrument2021-01714
Lender
NameWOOD & HUSTON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

November 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateNov 18, 2020
Property Address540 WHETSTONE WAY, JACKSON, MO 63755-3087
Document Number0000014706
Instrument DateNov 13, 2020
Instrument14706
Transaction TypeConstruction Loan
Record UpdatedDec 10, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address540 WHETSTONE WAY JACKSON MO 637553087, JACKSON, MO 63755-3087

Mortgage

Document Number14708
DateNov 18, 2020
Instrument14708
Lender
NameWOOD & HUSTON BK
TypeBank
AddressJACKSON, MO 63755
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 17, 2021

Mortgage

Document Number14707,
DateNov 18, 2020
Instrument14707
Lender
NameWOOD & HUSTON BK
TypeBank
AddressJACKSON, MO 63755
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 17, 2021
Interest
Rate TypeAdjustable Rate

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateOct 2, 2017
Property Address540 WHETSTONE WAY, JACKSON, MO 63755-3087
Document Number0000011141
Instrument DateSep 15, 2017
Instrument11141
Transaction TypeTransfer
Record UpdatedNov 2, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address14002 SLATER ST OVERLAND PARK KS 662212118, OVERLAND PARK, KS 66221-2118

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityJackson City
Unified School DistrictJackson R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,730 (-) Land $7,100 Building $39,630$245,964 (-) Land $37,367 Building $208,597
2025$2,389.00 (+5.1%)$46,730 (+4.99%) Land $7,100 Building $39,630$245,964 (+5%) Land $37,367 Building $208,597
2023$2,273.00$44,510 Land $6,760 Building $37,750$234,252 Land $35,588 Building $198,664

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON PWS
serves 15,000 people · EPA ID MO4010404
Water SourceGroundwater
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Big River Broadband
Fiber
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

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