540 Whatley Ct, Sebring, FL 33870 Property Records

Highlands County property record for 540 Whatley Ct, Sebring, FL 33870

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 672 sqft · built 1979
Lot Size	0.63 acres (27,461 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Jun 2025)
Tax Bill	$1,045 (2024)
Deeds & Mortgages	Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`C274802000A00260`

Property Details

APN / Parcel Number

Primary APN	`C274802000A00260`
Alternative APN	`C-27-34-28-020-00A0-0260`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1979
Architectural Style	Mobile/Manufactured
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Metal
Lot Area	27,461 sqft (0.63 acres)
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Driveway	Driveway
Driveway Area	620 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	276 sqft
Pool House	276 sqft
Porch	Open Porch
Porch Area	792 sqft
Shed	1 Shed
Shed Area	448 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	C274802000A00260
Street Address	540 WHATLEY CT
City	SEBRING
State	FL
Zip	33870-6459
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	M1
Legal Description	SEBRING HILLS MOBILE EST PB 9-PG 17 TR OF LAND BEING 209.97 FT X 60.81 FT X 189.68 FT X 330.84 FT OUT OF PARCEL A LESS RD
Legal Range	28E
Legal Township	34S
Legal Section	27
Legal Subdivision	SEBRING HILLS MOBILE EST
Legal Tract	26
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4021
Census Tract	960602

Owner

540 Whatley Ct, a mobile home, is owned by an individual who bought it in June 2025.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2322 GRESHAM ST, SEBRING, FL 33875-8221
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on File
Deed Sale	Jun 10, 2025 · Amount on File
Prior Sale	Mar 2, 2022 · Amount on File
Deed Document Number	2263650
Deed Book / Page	3124 / 434
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 2, 2022
Property Address	540 WHATLEY CT, SEBRING, FL 33870-6459
Document Number	0002080723
Book / Page	2887 / 1734
Map Reference	MB 9 PG 17
Instrument Date	Feb 22, 2022
Instrument	2080723
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	906 WHALLEY COURT, 906, SEBRING, FL 33870

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9012 COUNTY ROAD 635, SEBRING, FL 33875-4732

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,142 Land $27,000 Building $49,142	$76,142 Land $27,000 Building $49,142
2024	$1,045.00 (-5.34%)
2023	$1,104.00 (+18.07%)	$58,204 (+18.79%) Land $8,000 Building $50,204	$58,204 (+18.79%) Land $8,000 Building $50,204
2022	$935.00	$48,998 Land $8,000 Building $40,998	$48,998 Land $8,000 Building $40,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Whatley Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Whatley Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20