540 Westwind Dr, Brandon, MS 39042 Property Records

Rankin County property record for 540 Westwind Dr, Brandon, MS 39042

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 4,776 sqft · built 2023
Lot Size	4.27 acres (186,001 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,704 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`J10 000048 01500`

Property Details

APN / Parcel Number

Primary APN	`J10 000048 01500`
Alternative APN	`71297`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,776 sqft Adjusted Area
1st Floor Area	3,411 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	186,001 sqft (4.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	71297
Street Address	540 WESTWIND DR
City	BRANDON
State	MS
Zip	39042-8344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.266 AC IN NE4 NW4 N OF WESTWIND DR
Legal Range	03E
Legal Township	06N
Legal Section	25
Legal Subdivision	NORTH BRANDON SHORES ESTATES
Jurisdiction	RANKIN MS
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	20103

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 WESTWIND DR, BRANDON, MS 39042-8344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK
Jul 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022
Deed Sale	Jul 12, 2022
Deed Book / Page	2022 / 16328
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	540 WESTWIND DR, BRANDON, MS 39042-8344
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	RUCKETT LAND TITLE INC, LUCKETT LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051288
Date	Jul 5, 2023
Book Page	3023/51288

Lender

Name	CADENCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	1-Year CMT

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	540 WESTWIND DR, BRANDON, MS 39042-8344
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013650
Date	Feb 18, 2026
Book Page	3026/13650

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	540 WESTWIND DR, BRANDON, MS 39042-8344
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010026
Date	Sep 30, 2022
Book Page	3022/10026

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	540 WESTWIND DR, BRANDON, MS 39042-8344
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100262
Date	Sep 30, 2022
Book Page	3022/100262

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Oct 1, 2023

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Jul 12, 2022
Property Address	540 WESTWIND DR, BRANDON, MS 39042-8344
Document Number	0000016328
Book / Page	2022 / 16328
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 HEBRON HILL DR, BRANDON, MS 39042-8998

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Unified School District	Rankin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,704.00 (+0.02%) Homeowner's exemption	$48,799 (+902.44%)
2024	$4,703.00 (+1,397.77%)		$483,160 (+1,388.94%) Land $34,950 Building $448,210
2023		$4,868
2021			$32,450 Land $32,450
2019	$314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	5 (2017–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERGREEN WATER ASSOCIATION public/private · serves 3,462 people · EPA ID MS0610007
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: NETSPEEDMS.

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