540 Westhaven Dr, Centralia, IL 62801 Property Records

Clinton County property record for 540 Westhaven Dr, Centralia, IL 62801

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,171 sqft · built 1964
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Sep 2007)
Tax Bill$4,449 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-14-13-351-015

Property Details

APN / Parcel Number

Primary APN15-14-13-351-015

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,171 sqft Finished Area
1st Floor Area3,256 sqft
Basement Area1,085 sqft
Unfinished Basement1,085 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable
Lot Area14,375 sqft (0.33 acres)
Lot Width110 ft Width
Garage Area768 sqft
Pool Area596 sqft
Bath House108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address540 WESTHAVEN DR
CityCENTRALIA
StateIL
Zip62801-5741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code51
Legal DescriptionSUBDIVISION COE'S 2ND LOT 7 -8 & PT OF LOT 6
Legal SubdivisionCOES 2ND
Legal Lot Number6-8
JurisdictionCLINTON IL
Township / Civil DivisionBROOKSIDE
Census Block Group3
Census Block3014
Census Tract900500

Owner

540 Westhaven Dr is owned and occupied by two individuals who bought it in September 2007.

Source: Clinton County records, as of September 22, 2026

Owner of Record2 Individual Names on File
Mailing Address540 WESTHAVEN DR, CENTRALIA, IL 62801-5741
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2007 · Amount on File
Deed SaleSep 10, 2007 · Amount on File
Deed Document Number2007_06189
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON IL
Property Address540 WESTHAVEN DR, CENTRALIA, IL 62801-5741
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002078
DateMay 11, 2020
Instrument2020R02078
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 21, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 540 Westhaven Dr was $4,449, up 1.3% from the year before.

Source: Clinton County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClinton County
County SubdivisionBrookside Township
MunicipalityCentralia City
Secondary School DistrictCentralia High School District 200 (09 - 12)
Elementary School DistrictWillow Grove School District 46 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,449.00 (+1.27%) Homeowner's exemption$74,460 Land $3,940 Building $70,520$223,380 Land $11,820 Building $211,560
2024$4,393.00
2022$3,886.00 (+2.48%)$47,930 (+7.01%) Land $3,180 Building $44,750$143,790 (+7.01%) Land $9,540 Building $134,250
2021$3,792.00$44,790 Land $2,970 Building $41,820$134,370 Land $8,910 Building $125,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Westhaven Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Westhaven Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRALIA
serves 12,182 people · EPA ID IL1214220
Water SourceSurface water
Last State InspectionNov 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire.

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