540 Washington St, Erwin, TN 37650 Property Records

Unicoi County property record for 540 Washington St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,058 sqft · built 1928
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on Record
Last Sale	$64,500 (Aug 2023)
Tax Bill	$525 (2024)
Deeds & Mortgages	Aug 2023 Sale Mar 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031J-C-013.00`

Property Details

APN / Parcel Number

Primary APN	`031J-C-013.00`
Alternative APNs	`086031J C 01300` `000007984`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,058 sqft Living Area
Gross Area	1,170 sqft
1st Floor Area	1,058 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,930 sqft (0.159 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	980 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed/Finished Porch
Porch Area	376 sqft
Utility Building	150 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 WASHINGTON ST
City	ERWIN
State	TN
Zip	37650-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PB 1 PG 8 BLK B LOT 26 50X150
Legal Subdivision	LOVE SPRINGS
Legal Block	B
Legal Lot Number	26
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	1
Census Block	1036
Census Tract	80200

Owner

Source: Unicoi County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1520 ROCK CREEK RD, ERWIN, TN 37650-8829
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 20, 2023	Public Action, Foreclosure
Jun 8, 2020	Deed of Trust, Construction Loan · Construction Mortgage UNICOI COUNTY GENERAL SESSIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Mar 20, 2023 · Amount on Record
Deed Document Number	20231501
Deed Book / Page	473 / 48
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 17, 2023
Property Address	540 WASHINGTON ST, ERWIN, TN 37650-1037
Document Number	0000047348
Book / Page	473 / 48
Map Reference	MB 36 PG 420
Instrument Date	Aug 9, 2023
Instrument	23001501
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$238.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 N STATION ST, TATE, GA 30177-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 ROCK CREEK RD, ERWIN, TN 37650-8829

March 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	UNICOI TN
Recording Date	Mar 20, 2023
Property Address	540 WASHINGTON ST, ERWIN, TN 37650-1037
Document Number	0000468667
Book / Page	468 / 667
Map Reference	MB 36 PG 420
Instrument Date	Mar 20, 2023
Instrument	23000514
Transaction Type	Foreclosure
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Tax	$114.81
Amount Accuracy	Tax Sale
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COUTHOUSE SQUARE #208 # 208, 208, JONESBOROUGH, TN 37659-1307

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Recording Date	Jun 8, 2020
Property Address	540 WASHINGTON ST, ERWIN, TN 37650-1037
Document Number	4341
Book / Page	000434 / 000001
Instrument Date	Jun 8, 2020
Instrument	1000
Transaction Type	Construction Loan
Record Updated	Jul 23, 2020
Title Company	DEBBIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 WASHINGTON ST ERWIN TN 376501037, ERWIN, TN 37650-1037

Mortgage

Document Number	4341
Date	Jun 8, 2020
Book Page	000434/000001
Instrument	1000

Lender

Name	UNICOI COUNTY GENERAL SESSIONS
Address	PO BOX 2000, ERWIN, TN 37650-2279

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,500 (-17.91%) Land $2,500 Building $14,000	$66,000 (-) Land $10,000 Building $56,000
2024	$525.00 (+11.23%)
2023		$20,100 (-) Land $2,500 Building $17,600
2022	$472.00	$20,100 Land $2,500 Building $17,600	$66,000 Land $10,000 Building $56,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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