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540 Walnut St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 540 Walnut St, Morro Bay, CA 93442 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,285 sqft · built 1965
Lot Size0.143 acres (6,250 sqft)
OwnerTrust Name on File
Last Sale$725,000 (May 2016)
Tax Bill$9,459 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN066-257-014

Property Details

APN / Parcel Number

Primary APN066-257-014
Alternative APN
  • 066257001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,285 sqft Living Area

Exterior

Year BuiltBuilt 1965
Construction TypeWood
Lot Area6,250 sqft (0.143 acres)
TerrainOther
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Old Parcel Number066257001
Street Address540 WALNUT ST
CityMORRO BAY
StateCA
Zip93442-2738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY MB MORRO RK PK BL 7 LT 8 & PTN ABD RD
Legal SubdivisionMORRO ROCK PARK
Legal Block7
Legal Lot Number8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1019
Census Tract10602

Owner

Source: San Luis Obispo County records · APN 066-257-014

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address540 WALNUT ST, MORRO BAY, CA 93442-2738
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 05, 2016 · Amount on Record
Deed SaleMay 05, 2016 · Amount on Record
Prior SaleJul 05, 2000
Deed Document Number2016020295
Record UpdatedJun 07, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address540 WALNUT ST, MORRO BAY, CA 93442-2738
Document Number0000054033
Instrument DateNov 06, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 WALNUT ST MORRO BAY CA 934422738, MORRO BAY, CA 93442-2738

Mortgage

Document Number0000054033
DateNov 27, 2017
Instrument54033
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,459.00 (+3.6%)$858,247 (+4.04%) Land $591,896 Building $266,351
2023$9,130.00 (+6.68%)$824,922 Land $568,913 Building $256,009
2022$8,558.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA, Ranch WiFi, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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