540 Walnut St, Cary, NC 27511 Property Records

Wake County property record for 540 Walnut St, Cary, NC 27511

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,949 sqft · built 2017
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2017)
Tax Bill	$5,215 (2023)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0763.12-87-2458 0438432`

Property Details

APN / Parcel Number

Primary APN	`0763.12-87-2458 0438432`
Alternative APN	`0438432`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,949 sqft Heated Area
Attic Area	753 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	18,731 sqft (0.43 acres)
Garage Area	428 sqft
Porch	Porch
Porch Area	290 sqft
Deck Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0438432
Street Address	540 WALNUT ST
City	CARY
State	NC
Zip	27511-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8CU
Legal Description	LO2 WALNUT STREET BM2016-00742
Legal Subdivision	WALNUT STREET
Legal Lot Number	2
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	1
Census Block	1009
Census Tract	53506

Owner

540 Walnut St is owned and occupied by two individuals who bought it in April 2017.

Source: Wake County records, as of April 18, 2024

Owner of Record	2 Individual Names on File
Mailing Address	540 WALNUT ST, CARY, NC 27511-4042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Deed Document Number	0001675236
Deed Book / Page	16752 / 36
Record Updated	Jun 7, 2026

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Apr 13, 2017
Property Address	540 WALNUT ST, CARY, NC 27511-4042
Document Number	167520036
Book / Page	016752 / 000036
Instrument Date	Apr 13, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	540 WALNUT ST CARY NC 27511, CARY, NC 27511

Mortgage

Document Number	167520038
Date	Apr 13, 2017
Book Page	016752/000038

Lender

Name	TOWNE MTG/CAROLINAS
Type	Mortgage Company
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 12, 2032

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,215.00	$518,474 Land $105,000 Building $413,474	$518,474 Land $105,000 Building $413,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Walnut St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20