Montgomery County property record for 540 W Sprague Junction Rd, Ramer, AL 36069
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,338 sqft · built 1975 |
| Lot Size | 35.2 acres (1,533,748 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,057 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-03-05-0-000-005.001 |
| Primary APN | 24-03-05-0-000-005.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 2,338 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 1,533,748 sqft (35.2 acres) |
| Pool Area | 614 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | 84 sqft |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 290038 |
|---|---|
| Street Address | 540 W SPRAGUE JUNCTION RD |
| City | RAMER |
| State | AL |
| Zip | 36069-6701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 5 T13N R18E 35.21 ACRES IN THE NW1/4 OF SW1/4 AND LYING THE ALONG THE NORTHWEST SIDE OF WEST SPRAGUE JUNCTION ROAD |
| Legal Range | 18E |
| Legal Township | 13N |
| Legal Section | 05 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | HOPE HULL |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 5903 |
Source: Montgomery County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 W SPRAGUE JUNCTION RD, RAMER, AL 36069-6701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 540 W SPRAGUE JUNCTION RD, RAMER, AL 36069-6701 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 W SPRAGUE JUNCTION RD, RAMER, AL 36069-6701 |
| Document Number | 0058120025 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 5812/25 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,057.00 (+7.31%) | ||
| 2025 | $985.00 (+5.01%) Homeowner's exemption | $38,700 (+23.41%) Land $13,630 Building $25,070 | $387,000 (+23.41%) Land $136,300 Building $250,700 |
| 2023 | $938.00 Homeowner's exemption | $31,360 Land $9,690 Building $21,670 | $313,600 Land $96,900 Building $216,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mon-Cre Telephone Cooperative Fiber | 200 / 200 |
5G and 4G LTE (outdoors only)
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