540 W Redwing St, Duluth, MN 55803 Property Records

St. Louis County property record for 540 W Redwing St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,987 sqft · built 1960
Lot Size	0.459 acres (20,010 sqft)
Owner	Individual Name on Record
Last Sale	$527,000 (May 2026)
Tax Bill	$6,478 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-0670-00170`

Property Details

APN / Parcel Number

Primary APN	`010-0670-00170`
Alternative APNs	`1197284` `526160`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,987 sqft Gross Area
1st Floor Area	1,042 sqft
Basement Area	513 sqft
Finished Basement	513 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1975
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	20,010 sqft (0.459 acres)
Garage Area	550 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	455 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1197284
Street Address	540 W REDWING ST
City	DULUTH
State	MN
Zip	55803-1749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST 1/2 SERIAL #
Legal Subdivision	COLMANS 2ND ACRE TR ADD TO DUL
Legal Block	2
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3037
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	540 W REDWING ST, DULUTH, MN 55803-1749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Aug 10, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Deed Document Number	20261101410
Prior Transfer Date	Jan 5, 2022
Prior Transfer Doc	0001059885
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 12, 2026
Property Address	540 W REDWING ST, DULUTH, MN 55803-1749
Document Number	0001101410
Instrument Date	Apr 30, 2026
Instrument	2026.1101410
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175,649.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 W REDWING ST, DULUTH, MN 55803-1749

Mortgage

Document Number	0001101411,
Date	May 12, 2026
Instrument	2026.1101411

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 10, 2022
Property Address	540 W REDWING ST, DULUTH, MN 55803-1749
Document Number	0001059885
Instrument Date	Jan 5, 2022
Instrument	1059885
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	540 W REDWING ST, DULUTH, MN 55803-1749

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,478.00 (+7.57%) Homeowner's exemption
2025	$6,022.00 (+3.47%) Homeowner's exemption	$504,200 (+13.28%) Land $51,800 Building $452,400	$504,200 (+13.28%) Land $51,800 Building $452,400
2024	$5,820.00	$445,100 (+16.49%) Land $54,200 Building $390,900	$445,100 (+16.49%) Land $54,200 Building $390,900
2022		$382,100 Land $62,900 Building $319,200	$382,100 Land $62,900 Building $319,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on W Redwing St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures