540 W Neff St, Morral, OH 43337 Property Records

Marion County property record for 540 W Neff St, Morral, OH 43337

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 2016
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,022 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-0100000.104`

Property Details

APN / Parcel Number

Primary APN	`33-0100000.104`
Alternative APN	`100002500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,428 sqft
1st Floor Area	952 sqft
Basement Area	476 sqft
Flooring	Carpet
Interior Walls	Block

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Roof Material	Other
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	540 W NEFF ST
City	MORRAL
State	OH
Zip	43337-9366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SW SEC 14 MAP 42 PG 14 121 10.00 1.04
Jurisdiction	MARION OH
Township / Civil Division	SALT ROCK
Census Block Group	1
Census Block	1021
Census Tract	10201

Owner

540 W Neff St is owned and occupied by two individuals who acquired it in March 2022.

Source: Marion County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	540 W NEFF ST, MORRAL, OH 43337-9366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 2, 2022	Survivorship Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Aug 18, 2017	Warranty Deed, Transfer · Conventional Mortgage CONCORD MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022
Deed Sale	Mar 2, 2022
Prior Sale	Jan 27, 2015 · Amount on File
Deed Document Number	20221731
Deed Book / Page	1610 / 222
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION OH
Recording Date	Jul 24, 2026
Property Address	540 W NEFF ST, MORRAL, OH 43337-9366
Document Number	0000004534
Book / Page	1793 / 960
Instrument Date	May 6, 2026
Instrument	20264534
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W NEFF ST, MORRAL, OH 43337-9366
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004534,
Date	Jul 24, 2026
Book Page	1793/960
Instrument	20264534

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	308 Months
Due	Mar 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

March 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MARION OH
Recording Date	Mar 2, 2022
Property Address	540 W NEFF ST, MORRAL, OH 43337-9366
Document Number	0016100222
Book / Page	1610 / 222
Instrument Date	Mar 2, 2021
Instrument	2022-01731
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	540 W NEFF ST, MORRAL, OH 43337-9366

Mortgage

Document Number	0202201732
Date	Mar 2, 2022
Instrument	2022-01732

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION OH
Recording Date	Aug 18, 2017
Property Address	540 W NEFF ST, MORRAL, OH 43337-9366
Document Number	0014030707
Book / Page	1403 / 707
Map Reference	VOL549 PG282
Instrument Date	Aug 14, 2017
Instrument	2017-05159
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W NEFF ST, MORRAL, OH 43337-9366

Mortgage

Document Number	0201705160
Date	Aug 18, 2017
Instrument	2017-05160

Lender

Name	CONCORD MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 540 W Neff St was $1,022 with a homeowner's exemption, up 12.8% from the year before.

Source: Marion County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Marion County
County Subdivision	Salt Rock Township
Municipality	Morral Village
Unified School District	Ridgedale Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,022.00 (+12.8%)	$24,650 (-0.4%) Land $5,670 Building $18,980	$70,430 Land $16,200 Building $54,230
2024	$906.00	$24,750 (-) Land $5,440 Building $19,310
2023	$906.00 (+2.95%)	$24,750 (-) Land $5,440 Building $19,310
2022	$880.00	$24,750 Land $5,440 Building $19,310	$70,710 Land $15,540 Building $55,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 W Neff St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1987–2011)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 W Neff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Byhalia.net Fixed Wireless	100 / 25

May also be available: Wavelinc Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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