540 W 9th St, Palmyra, NE 68418 Property Records

Otoe County property record for 540 W 9th St, Palmyra, NE 68418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1955
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Nov 2021)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000298500`

Property Details

APN / Parcel Number

Primary APN	`000298500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Finished Basement	1,172 sqft
Unfinished Basement	1,172 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	120 ft deep x 173 ft wide
Garage Type	Attached
Garage Area	308 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	24 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	540 W 9TH ST
City	PALMYRA
State	NE
Zip	68418-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	A TRACT 86.8 X 240' IN SW CORNER BLK D WAITE'S ADD; MAP NUMBER: 3466-00-0-70350-00D-0000
Legal Subdivision	WAITE'S ADD
Legal Tract	86
Legal Block	D
Jurisdiction	OTOE NE
Township / Civil Division	NORTH PALMYRA
Census Block Group	2
Census Block	2199
Census Tract	966800

Owner

540 W 9th St is owned and occupied by an individual who bought it in November 2021.

Source: Otoe County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	540 W 9TH ST, PALMYRA, NE 68418-2540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage LINCOLN FEDERAL SAVINGS BANK OF NEB
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Deed Document Number	20213480
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Nov 24, 2021
Property Address	540 W 9TH ST, PALMYRA, NE 68418-2540
Document Number	202103480
Instrument Date	Nov 12, 2021
Instrument	202103480
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	HOMESERVICES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	202103481
Date	Nov 24, 2021
Instrument	202103481

Lender

Name	LINCOLN FEDERAL SAVINGS BANK OF NEB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	540 W 9TH ST, PALMYRA, NE 68418-2540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001145
Date	May 19, 2020
Instrument	202001145

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 540 W 9th St was $2,682.

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Palmyra Village
Unified School District	Palmyra District OR-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,682.00	$185,361 Land $32,666 Building $152,695	$185,361 Land $32,666 Building $152,695
2023	$3,530.00	$174,050 Land $32,666 Building $141,384	$174,050 Land $32,666 Building $141,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 W 9th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PALMYRA serves 567 people · EPA ID NE3113107
Water Source	Purchased groundwater from OTOE CO RWD #3
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 9th St

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