540 W 3rd St, Tustin, CA 92780 Property Records

Orange County property record for 540 W 3rd St, Tustin, CA 92780

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,889 sqft · built 1901
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individuals on Record
Last Sale	$1,399,000 (Mar 2025)
Tax Bill	$9,807 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2022 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`401-364-04`

Property Details

APN / Parcel Number

Primary APN	`401-364-04`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,889 sqft Living Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	14,400 sqft (0.331 acres)
Lot Dimensions	150 ft deep x 96 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	540 W 3RD ST
City	TUSTIN
State	CA
Zip	92780-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR TUSTIN CITY BLK I LOT 7 TUSTIN CITY LOT 7 BLK I ALL -EX S 25 FT-(AND W 46
Legal Subdivision	TUSTIN CITY
Legal Tract	793
Legal Block	I
Legal Lot Number	7
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2009
Census Tract	75505

Owner

Source: Orange County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	540 W 3RD ST, TUSTIN, CA 92780-3651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOUTHLAND CU
Jul 27, 2022	Intrafamily Transfer, Transfer
Jul 27, 2022	Intrafamily Transfer, Transfer
Oct 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 15, 2019	Grant Deed, Transfer · Conventional with PMI GOLDENWEST DIAMOND CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2025 · Amount on Record
Deed Sale	Mar 20, 2025 · Amount on Record
Prior Sale	Aug 15, 2019 · Amount on Record
Deed Document Number	202587052
Prior Transfer Date	Jul 21, 2022
Prior Transfer Doc	0000260559
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	540 W 3RD ST, TUSTIN, CA 92780-3651
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W 3RD ST, TUSTIN, CA 92780-3651

Mortgage

Document Number	0000073474
Date	Mar 12, 2026
Instrument	2026000073474

Lender

Name	SOUTHLAND CU
Type	Credit Union
Address	LONG BEACH, CA 90815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 27, 2022
Property Address	540 W 3RD ST, TUSTIN, CA 92780-3651
Document Number	0000260558
Map Reference	MB 4 PG 218&219
Instrument Date	Jul 21, 2022
Instrument	2022000260558
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	540 W 3RD ST, TUSTIN, CA 92780-3651

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 27, 2022
Property Address	540 W 3RD ST, TUSTIN, CA 92780-3651
Document Number	0000260559
Map Reference	MB 4 PG 218&219
Instrument Date	Jul 21, 2022
Instrument	2022000260559
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 W 3RD ST, TUSTIN, CA 92780-3651

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 1, 2021
Property Address	540 W 3RD ST, TUSTIN, CA 92780-3651
Document Number	0000606419
Map Reference	MB 4 PG 218&219
Instrument Date	Sep 23, 2021
Instrument	2021000606419
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 W 3RD ST, TUSTIN, CA 92780-3651

Mortgage

Document Number	0000606420
Date	Oct 1, 2021
Instrument	2021000606420

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	540 W 3RD ST, TUSTIN, CA 92780-3651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000182903
Date	Apr 22, 2020
Instrument	2020000182903

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 15, 2019
Property Address	540 W 3RD ST, TUSTIN, CA 92780-3651
Document Number	0000302040
Instrument Date	Jul 29, 2019
Instrument	302040
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 W 3RD ST TUSTIN CA 927803651, TUSTIN, CA 92780-3651

Mortgage

Document Number	302041
Date	Aug 15, 2019
Instrument	302041

Lender

Name	GOLDENWEST DIAMOND CORP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,807.00 (+4.63%)	$847,574 (+4.04%) Land $786,126 Building $61,448
2024	$9,373.00 (+2.43%)
2023	$9,151.00 (+1.44%)	$814,662 Land $755,599 Building $59,063
2022	$9,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUSTIN serves 65,143 people · EPA ID CA3010046
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

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