Brevard County property record for 540 Vine St, Melbourne, FL 32904
| Property Type | Single Family Home |
|---|---|
| Details | 1,709 sqft · built 2024 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,000 (Apr 2021) |
| Tax Bill | $3,851 (2025) |
| Deeds & Mortgages | Apr 2023 Construction Loan Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-36-12-25-20-10 |
| Primary APN | 28-36-12-25-20-10 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,709 sqft Living Area |
| Gross Area | 2,322 sqft |
| 1st Floor Area | 1,709 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 220 ft deep x 118 ft wide |
| Garage Type | Attached |
| Garage Area | 379 sqft |
| Porch | Finished/Open Porch |
| Account Number | 2802431 |
|---|---|
| Street Address | 540 VINE ST |
| City | MELBOURNE |
| State | FL |
| Zip | 32904-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU17 |
| Legal Description | JUNE PARK LOTS 10 TO 13 & 32 TO 35 BLK 20 |
| Legal Range | 36E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | JUNE PARK |
| Legal Block | 20 |
| Legal Lot Number | 10 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 65001 |
540 Vine St is owned and occupied by two individuals who bought it in April 2021.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 VINE ST, MELBOURNE, FL 32904-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2023 | Deed of Trust, Mortgage · Construction Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 27, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage EVERBANK.COM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2021 · Amount on File |
| Deed Sale | Apr 27, 2021 · Amount on File |
| Prior Sale | Mar 16, 2017 · Amount on File |
| Deed Document Number | 2021107728 |
| Deed Book / Page | 9101 / 1231 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 540 VINE ST, MELBOURNE, FL 32904-5627 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | PENINSULA SETTLEMENT SERVICES LLC, PENINSULA T&E SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3384 MEADOWRIDGE DR, MELBOURNE, FL 32901-8744 |
| Document Number | 0097630086 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 9763/86 |
| Instrument | 2023074097 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 370 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 27, 2021 |
| Property Address | 540 VINE ST, MELBOURNE, FL 32904-5627 |
| Document Number | 0091011231 |
| Book / Page | 9101 / 1231 |
| Map Reference | MB 4 PG 4 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021107728 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $588.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7633 POULICNY LN, MELBOURNE, FL 32940-7708 |
| Name | Verified Name |
|---|---|
| Address | 3384 MEADOWRIDGE DR, MELBOURNE, FL 32901-8744 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 16, 2017 |
| Property Address | 540 VINE ST, MELBOURNE, FL 32904-5627 |
| Document Number | 0078422367 |
| Book / Page | 7842 / 2367 |
| Map Reference | MB4 PG4 |
| Instrument Date | Mar 13, 2017 |
| Instrument | 2017054538 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | SUPREME TITLE CLOSINGS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,142.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 NEWFOUND HARBOR DR, 1010, MERRITT ISLAND, FL 32952-2758 |
| Name | Verified Name |
|---|---|
| Address | 580 VINE ST, MELBOURNE, FL 32904-5627 |
| Document Number | 2017054539 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 2017054539 |
| Name | EVERBANK.COM |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 540 Vine St was $3,851 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,250 (+2.7%) | $384,530 (+4.7%) | |
| 2025 | $3,851.00 Homeowner's exemption | $317,680 | $367,260 Land $85,320 Building $281,940 |
| 2023 | $1,025.00 (+20.31%) | $85,320 (+22.1%) Land $85,320 | $85,320 (+22.1%) Land $85,320 |
| 2022 | $852.00 | $69,880 Land $69,880 | $69,880 Land $69,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Vine St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 65 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 26 (1995–2023) |
| Claims Outside the SFHA | 26 of 26 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Vine St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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