540 Velma St, Mobile, AL 36610 Property Records

Mobile County property record for 540 Velma St, Mobile, AL 36610

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1975
Lot Size	0.136 acres (5,940 sqft)
Owner	Company Name on Record
Last Sale	$7,000 (Sep 2025)
Tax Bill	$192 (2025)
Deeds & Mortgages	Sep 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`R022902440016205`

Property Details

APN / Parcel Number

Primary APN	`R022902440016205`
Alternative APNs	`29 02 44 0 016 205.XXX` `00682194` `682194`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	99 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	682194
Old Parcel Number	R022902440016205
Street Address	540 VELMA ST
City	MOBILE
State	AL
Zip	36610-4724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 3 ELIZABETH HGTS MBK 4 P 230-231 #SEC 44 T4S R1W #MP29 02 44 0 016
Legal Range	01W
Legal Township	04S
Legal Section	44
Legal Subdivision	ELIZABETH HGTS
Legal Block	3
Legal Lot Number	8
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1195
Census Tract	1200

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10547 SAND DUNE AVE, MOBILE, AL 36695-9891
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2025 · Amount on Record
Deed Sale	Sep 12, 2025 · Amount on Record
Prior Sale	Feb 4, 2015 · Amount on Record
Deed Document Number	2025055614
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 12, 2025
Property Address	540 VELMA ST, MOBILE, AL 36610-4724
Document Number	0000055614
Map Reference	MB 4 PG 230-231
Instrument Date	Sep 11, 2025
Instrument	2025055614
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PINK TITLE LLC, LINK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 RANCH BRK, FAIR OAKS RANCH, TX 78015-8369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10547 SAND DUNE AVE, MOBILE, AL 36695-9891

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Prichard City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$192.00 (+12.94%)	$2,960 (+6.47%) Land $800 Building $2,160	$14,800 (+6.47%) Land $4,000 Building $10,800
2024	$170.00 (+1.19%)	$2,780 (+1.46%) Land $500 Building $2,280	$13,900 (+1.46%) Land $2,500 Building $11,400
2023	$168.00	$2,740 Land $500 Building $2,240	$13,700 Land $2,500 Building $11,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	271 (1979–2025)
Claims Outside the SFHA	16 of 271
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 123 claims Tropical Storm Isidore, Sep 2002 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRICHARD WATER WORKS BOARD serves 29,190 people · EPA ID AL0001015
Water Source	Purchased surface water from CITY OF MOBILE, BD. OF W&S COMM. OF THE
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20