540 Upper Mountain Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 540 Upper Mountain Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,133 sqft · built 1922
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$999,999 (Jun 2024)
Tax Bill	$23,933 (2025)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-00904-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`13-00904-0000-00004`
Alternative APN	`130090400004`

Interior

Stories	2 Stories
Building Area	3,133 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Construction Type	Frame
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130090400004
Street Address	540 UP MOUNTAIN AVE
City	MONTCLAIR
State	NJ
Zip	07043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	80X135 IRR
Legal Block	904
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4005
Census Tract	16100

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 UPPER MOUNTAIN AVE, MONTCLAIR, NJ 07043-1609
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Mar 8, 1990 · Amount on Record
Deed Document Number	202435928
Record Updated	Sep 20, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 8, 2018
Property Address	UP MOUNTAIN AVE, MONTCLAIR, NJ 07043
Document Number	0000069106
Instrument Date	Jul 30, 2018
Instrument	69106
Transaction Type	Transfer
Record Updated	Oct 15, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 BENSON ST GLEN RIDGE NJ 070282312, GLEN RIDGE, NJ 07028-2312

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$680,700 (-) Land $318,500 Building $362,200	$680,700 (-) Land $318,500 Building $362,200
2025	$23,933.00 (+3.32%)	$680,700 (-) Land $318,500 Building $362,200	$680,700 (-) Land $318,500 Building $362,200
2024	$23,164.00 (+3.5%)
2023		$680,700 Land $318,500 Building $362,200	$680,700 Land $318,500 Building $362,200
2022	$22,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20