540 Upland Dr, Dayton, OH 45449 Property Records

Montgomery County property record for 540 Upland Dr, Dayton, OH 45449

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,107 sqft · built 1957
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$117,000 (Nov 2019)
Tax Bill	$3,124 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K48 00310 0034`

Property Details

APN / Parcel Number

Primary APN	`K48 00310 0034`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	7,405 sqft
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	540 UPLAND DR
City	DAYTON
State	OH
Zip	45449-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1285 ORCHARD HILL 9
Legal Subdivision	ORCHARD HILL 9
Legal Lot Number	34
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WEST CARROLLTON
Census Block Group	1
Census Block	1001
Census Tract	50302

Owner

540 Upland Dr is owned and occupied by an individual who bought it in November 2019.

Source: Montgomery County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	540 UPLAND DR, DAYTON, OH 45449-1607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Jan 10, 2006 · Amount on File
Deed Document Number	2019-00064472
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 18, 2019
Property Address	540 UPLAND DR, DAYTON, OH 45449-1607
Document Number	0000064472
Instrument Date	Oct 23, 2019
Instrument	64472
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 UPLAND DR DAYTON OH 454491607, DAYTON, OH 45449-1607

Mortgage

Document Number	64488
Date	Nov 18, 2019
Instrument	64488

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	West Carrollton City
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,550 Land $11,510 Building $39,040
2024	$3,124.00 (+2.19%)
2023	$3,057.00 (+10.96%)	$50,550 (+43%) Land $11,510 Building $39,040	$144,440 Land $32,890 Building $111,550
2022	$2,755.00	$35,350 Land $8,050 Building $27,300
2020			$101,010 Land $23,000 Building $78,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Upland Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2014–2026)
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Upland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

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