540 Union St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 540 Union St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 780 sqft · built 1939
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,425 (2025)
Flood Zone	Zone X (minimal risk)
APN	`BANG M:011 L:055`

Property Details

APN / Parcel Number

Primary APN	`BANG M:011 L:055`
Alternative APN	`2790`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2790
Street Address	540 UNION ST
City	BANGOR
State	ME
Zip	04401-3751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	55
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	4
Census Block	4000
Census Tract	500

Owner

Source: Penobscot County and Bangor City records · APN BANG M:011 L:055

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	540 UNION ST, BANGOR, ME 04401-3751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2015
Deed Sale	Oct 26, 2015
Prior Sale	Jul 18, 2013 · Amount on Record
Deed Document Number	201532263
Deed Book / Page	13993 / 217
Transfer Doc	13216-0027
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Penobscot County and Bangor City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,425.00 (+0.04%)	$137,000 (+4.82%) Land $27,700 Building $109,300
2024	$2,424.00 (+4.35%)	$130,700 (+7.75%) Land $26,900 Building $103,800	$159,410
2023	$2,323.00 (+4.78%)	$121,300 (+11.59%) Land $26,900 Building $94,400
2022	$2,217.00	$108,700 Land $26,900 Building $81,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 7, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 519 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.