Cook County property record for 540 Tracy Ter, Des Plaines, IL 60016
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,293 sqft · built 1977 |
| Lot Size | 0.158 acres (6,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Nov 2007) |
| Tax Bill | $9,106 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-07-213-009 |
| Primary APN | 09-07-213-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,293 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 6,875 sqft (0.158 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 540 TRACY TER |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60016-1014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WINDY) (POINT) RESUB OF PT OF LT3 IN CONRAD MOEHLING S SUB OF NE SEC 07-41-12 |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | WINDY POINT |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 806103 |
540 Tracy Ter is owned and occupied by an individual who bought it in November 2007.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 TRACY TER, DES PLAINES, IL 60016-1014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2007 · Amount on File |
| Deed Sale | Nov 7, 2007 · Amount on File |
| Prior Sale | Dec 28, 1995 · Amount on File |
| Deed Document Number | 200733053 |
| Prior Transfer Date | Oct 17, 2002 |
| Prior Transfer Doc | 0000072573 |
| Record Updated | Oct 29, 2026 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51,000 Land $8,250 Building $42,750 | $510,000 Land $82,500 Building $427,500 | |
| 2023 | $9,106.00 (-5.82%) | ||
| 2022 | $9,669.00 Homeowner's exemption | $41,000 Land $6,875 Building $34,125 | $410,000 Land $68,750 Building $341,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 Tracy Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (2001–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 540 Tracy Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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