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540 Tomkins Loop, Cary, NC 27519 Property Records

Chatham County property record for 540 Tomkins Loop, Cary, NC 27519 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,565 sqft · built 2010
Lot Size0.114 acres (5,009 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Feb 2026)
Tax Bill$4,882 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Dec 2025 Sale
Flood ZoneZone X (minimal risk)
APN0087782

Property Details

APN / Parcel Number

Primary APN0087782
Alternative APN
  • 1337804

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,565 sqft Living Area
1st Floor Area1,596 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Lot Area5,009 sqft (0.114 acres)
Garage TypeAttached
Garage Area440 sqft
PorchPorch
Porch Area64 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address540 TOMKINS LOOP
CityCARY
StateNC
Zip27519-0987
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1047 AC 0.115 BK 2009 PG 70
Legal SubdivisionAMBERLY CARDINAL
Legal Block51
Legal Lot Number1047
JurisdictionCHATHAM NC
Township / Civil DivisionWILLIAMS
Census Block Group1
Census Block1038
Census Tract20703

Owner

Source: Chatham County records · APN 0087782

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address540 TOMKINS LOOP, CARY, NC 27519-0987
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Dec 29, 2025Warranty Deed, Transfer
UNKNOWN, OS NATIONAL LLC OD DIVISION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 17, 2026 · Amount on Record
Deed SaleFeb 17, 2026 · Amount on Record
Prior SaleDec 29, 2025 · Amount on Record
Deed Document Number1273
Deed Book / Page2511 / 628
Record UpdatedJun 08, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM NC
Recording DateFeb 17, 2026
Property Address540 TOMKINS LOOP, CARY, NC 27519-0987
Document Number002511/628
Book / Page2511 / 628
Map ReferenceMB 2000 PG 68-71
Instrument DateFeb 13, 2026
Instrument1273
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyOS NATIONAL LLC OD DIVISION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1295 W WASHINGTON ST # ST115, ST115, TEMPE, AZ 85288-1232

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address540 TOMKINS LOOP, CARY, NC 27519-0987

Mortgage

Document Number0000001274
DateFeb 17, 2026
Instrument1274
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableAdjustable Rate Rider
Type Change DateMar 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11%
IndexOther
Max Rate11%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHATHAM NC
Recording DateDec 29, 2025
Property Address540 TOMKINS LOOP, CARY, NC 27519-0987
Document Number002504/852
Book / Page2504 / 852
Map ReferenceMB 2009 PG 68-71
Instrument DateDec 29, 2025
Instrument11655
Transaction TypeTransfer
Record UpdatedJan 08, 2026
Title CompanyUNKNOWN, OS NATIONAL LLC OD DIVISION

Transaction

AmountAmount Recorded
Tax$812.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address428 ROWE WAY, KNIGHTDALE, NC 27545-5161

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chatham County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyChatham County
MunicipalityCary Town
Unified School DistrictChatham County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,882.00 (+30.36%)$519,427 (+45.61%) Land $66,900 Building $452,527$519,427 (+45.61%) Land $66,900 Building $452,527
2024$3,745.00 (+1.93%)$356,714 (-) Land $61,325 Building $295,389$356,714 (-) Land $61,325 Building $295,389
2023$3,674.00$356,714 Land $61,325 Building $295,389$356,714 Land $61,325 Building $295,389

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chatham County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370370207031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Google FiberFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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