540 Timber Dr, Harvard, IL 60033 Property Records

McHenry County property record for 540 Timber Dr, Harvard, IL 60033 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
Details1,076 sqft · built 2002
Lot Size0.041 acres (1,809 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Apr 2019)
Deeds & MortgagesJul 2026 Mortgage
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN06-02-157-092

Property Details

APN / Parcel Number

Primary APN06-02-157-092

Interior

Stories1 Story
Building Area1,076 sqft Living Area
Gross Area2,152 sqft
Basement Area1,076 sqft

Exterior

Year BuiltBuilt 2002
Construction TypeFrame
Lot Area1,809 sqft (0.041 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address540 TIMBER DR
CityHARVARD
StateIL
Zip60033-7821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0008534 LT 250 /EX SELY 164.04FT/ SHADOW CREEK RESUB
Legal Range05E
Legal Township45N
Legal Section02
Legal SubdivisionSHADOW CRK RESUB
Legal Lot Number250
JurisdictionMCHENRY IL
Township / Civil DivisionDUNHAM
Census Block Group1
Census Block1010
Census Tract870200

Owner

Source: McHenry County records · APN 06-02-157-092

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 TIMBER DR, HARVARD, IL 60033-7821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Dec 05, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 05, 2018Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 01, 2019Warranty Deed, Transfer · Conventional with PMI
BAY EQUITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2019 · Amount on Record
Deed SaleApr 01, 2019 · Amount on Record
Prior SaleMar 24, 2003 · Amount on Record
Deed Document Number2019R0008534
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateJul 17, 2026
Property Address540 TIMBER DR, HARVARD, IL 60033-7821
Document Number0000020544
Instrument DateJul 02, 2026
Instrument202620544
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 TIMBER DR, HARVARD, IL 60033-7821

Mortgage

Document Number0000020544,
DateJul 17, 2026
Instrument202620544
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueJul 01, 2051
Interest
Rate5.99%
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address540 TIMBER DR, HARVARD, IL 60033-7821
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 TIMBER DR, HARVARD, IL 60033-7821

Mortgage

Document Number0000034281
DateDec 05, 2025
Instrument2025R0034281
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2055
Interest
Rate6.99%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address540 TIMBER DR, HARVARD, IL 60033-7821
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059643
DateNov 03, 2021
Instrument2021R0059643
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2041

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address540 TIMBER DR, HARVARD, IL 60033-7821
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006717
DateMar 05, 2018
Instrument2018R0006717
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressSTONEHAM, ME 04231
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateApr 01, 2019
Property Address540 TIMBER DR, HARVARD, IL 60033-7821
Document Number0000008534
Instrument DateMar 29, 2019
Instrument8534
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$172.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 TIMBER DR HARVARD IL 600337821, HARVARD, IL 60033-7821

Mortgage

Document Number8535
DateApr 01, 2019
Instrument8535
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 31, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionDunham Township
MunicipalityHarvard City
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2022$39,759 Land $7,455 Building $32,304$119,277 Land $22,365 Building $96,912

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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