Calvert County property record for 540 Thunderbird Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,404 sqft · built 1992 |
| Lot Size | 0.999 acres (43,518 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Sep 2026) |
| Tax Bill | $3,670 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-112627 |
| Primary APN | 01-112627 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Total Area |
| Basement Area | 796 sqft |
| Finished Basement | 796 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,518 sqft (0.999 acres) |
| Garage Type | Basement |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 112627 |
|---|---|
| Street Address | 540 THUNDERBIRD DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 11R SEC 5E CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 11R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 861003 |
Source: Calvert County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 THUNDERBIRD DR, LUSBY, MD 20657-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on Record |
| Deed Sale | Sep 8, 2026 · Amount on Record |
| Prior Sale | Jun 4, 2025 · Amount on Record |
| Deed Book / Page | 6964 / 6 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 8, 2026 |
| Property Address | 540 THUNDERBIRD DR, LUSBY, MD 20657-3434 |
| Document Number | 6964000006 |
| Book / Page | 6964 / 6 |
| Instrument Date | Jul 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $409,050.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 540 THUNDERBIRD DR, LUSBY, MD 20657-3434 |
| Document Number | 6964000012, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 6964/12 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 6964000036, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 6964/36 |
| Name | DEPARTMENT OF HOUSING AND COM |
|---|
| Amount | Amount Recorded |
|---|
| Max Rate | -1% |
|---|
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,000 (+9.45%) Land $55,200 Building $272,800 | $328,000 (-) Land $55,200 Building $272,800 | |
| 2025 | $3,670.00 (+45.4%) | $299,667 (+23.32%) | $328,000 (+34.98%) Land $55,200 Building $272,800 |
| 2023 | $2,524.00 | $243,000 Land $55,200 Building $187,800 | $243,000 Land $55,200 Building $187,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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