540 Thomas Ave, Forest Park, IL 60130 Property Records

Cook County property record for 540 Thomas Ave, Forest Park, IL 60130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,337 sqft · built 1895
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2023)
Tax Bill	$9,441 (2023)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2022 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`15-13-211-012`

Property Details

APN / Parcel Number

Primary APN	`15-13-211-012`
Alternative APN	`15-13-211-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,337 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1896
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	540 THOMAS AVE
City	FOREST PARK
State	IL
Zip	60130-1968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	39N
Legal Section	13
Legal Subdivision	FARLEYS SUB
Legal Block	4
Legal Lot Number	11
Jurisdiction	COOK IL
Township / Civil Division	PROVISO
Census Block Group	2
Census Block	2010
Census Tract	816000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jun 24, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 11, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 4, 2021	Intrafamily Transfer, Transfer LAKELAND TITLE SERVICES
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit FOREST PARK NATIONAL BANK & TRUST CO
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MTG
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	202325039
Prior Transfer Date	May 23, 2023
Prior Transfer Doc	0000025038
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 11, 2023
Property Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968
Document Number	0022325039
Instrument Date	Jul 3, 2023
Instrument	2322325039
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968

Mortgage

Document Number	0022325040
Date	Aug 11, 2023
Instrument	2322325040

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.95%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jun 24, 2022
Property Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968
Document Number	0017534194
Instrument Date	Jun 23, 2022
Instrument	2217534194
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Aug 11, 2023
Property Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968
Document Number	0022325038
Instrument Date	May 23, 2022
Instrument	2322325038
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Jun 4, 2021
Property Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968
Document Number	0015528540
Instrument Date	May 4, 2021
Instrument	2115528540
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAKELAND TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009718110
Date	Apr 7, 2021
Instrument	2109718110

Lender

Name	FOREST PARK NATIONAL BANK & TRUST CO
Type	Bank
Address	FOREST PARK, IL 60130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968
Document Number	2025920181
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	540 THOMAS AVE FOREST PARK IL 601301968, FOREST PARK, IL 60130-1968

Mortgage

Document Number	2025920181
Date	Sep 15, 2020
Instrument	25920181

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968
Document Number	1923455077
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 THOMAS AVE FOREST PARK IL 601301968, FOREST PARK, IL 60130-1968

Mortgage

Document Number	1923455077
Date	Aug 22, 2019
Instrument	23455077

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 30, 2018
Property Address	540 THOMAS AVE, FOREST PARK, IL 60130-1968
Document Number	1821119287
Instrument Date	Jul 20, 2018
Instrument	21119287
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	540 THOMAS AVE FOREST PARK IL 601301968, FOREST PARK, IL 60130-1968

Mortgage

Document Number	1821119288
Date	Jul 30, 2018
Instrument	21119288

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2048

Interest

Rate Type	Fixed Rate
Rate	4.7%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Proviso Township
Municipality	Forest Park Village
Elementary School District	Forest Park School District 91 (PK - 08)
Secondary School District	Proviso Township High School District 209 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,748 (+13.26%) Land $6,350 Building $28,398	$347,480 (+13.26%) Land $63,500 Building $283,980
2023	$9,441.00 (-3.37%)
2022	$9,770.00 (+0.98%)	$30,680 (-3.37%) Land $4,127 Building $26,553	$306,800 (-3.37%) Land $41,270 Building $265,530
2021	$9,675.00 Homeowner's exemption	$31,749 Land $4,127 Building $27,622	$317,490 Land $41,270 Building $276,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREST PARK serves 14,340 people · EPA ID IL0310900
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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