Ouray County property record for 540 Suzanne Ln, Ridgway, CO 81432
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,146 sqft · built 1929 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,192 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | R001374 |
| Primary APN | R001374 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,146 sqft Heated Area |
| Gross Area | 4,855 sqft |
| 1st Floor Area | 1,506 sqft |
| Basement Area | 1,085 sqft |
| Unfinished Basement | 1,085 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Porch |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Propane |
| Account Number | R001374 |
|---|---|
| Street Address | 540 SUZANNE LN |
| City | RIDGWAY |
| State | CO |
| Zip | 81432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 26 |
| Legal Description | SUBD: IDLEWILD ESTATES LOT: 1 FILING #1 S: 11 T: 44 R: 8 |
| Legal Range | 08 |
| Legal Township | 44 |
| Legal Section | 11 |
| Legal Subdivision | IDLEWILD ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 967602 |
Source: Ouray County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 MARYS RD, RIDGWAY, CO 81432-9771 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 27, 2014 |
| Transfer Doc | 212620 |
| Record Updated | Jun 8, 2026 |
Source: Ouray County assessment roll, as of March 26, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Unified School District | Ouray School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,192.00 (-25.87%) | $26,270 (-26.68%) Land $12,290 Building $13,980 | $420,230 (-21.42%) Land $196,600 Building $223,630 |
| 2024 | $1,608.00 (+2.03%) | $35,830 (-7.87%) Land $12,690 Building $23,140 | $534,760 (-6.96%) Land $189,330 Building $345,430 |
| 2023 | $1,576.00 | $38,890 Land $13,770 Building $25,120 | $574,760 Land $203,490 Building $371,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Nearby Flood Policies | 17 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 73% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OURAY serves 1,460 people · EPA ID CO0146588 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | TRI COUNTY WCD |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Apr 2026 Failure to filter resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Vero Fiber Fixed Wireless | 50 / 50 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: CenturyLink, Clearnetworx.
5G (outdoors only) and 4G LTE
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