Anne Arundel County property record for 540 Sunset Rd, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,700 sqft · built 2007 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $4,450,000 (Aug 2024) |
| Tax Bill | $32,996 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 02-946-07038502 |
| Primary APN | 02-946-07038502 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,700 sqft Living Area |
| Gross Area | 5,590 sqft |
| 1st Floor Area | 2,350 sqft |
| Utility Area | 49 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.39 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 890 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 72 sqft |
| Deck Area | 961 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 94607038502 |
|---|---|
| Street Address | 540 SUNSET RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-1356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .39 ACRE WILD ROSE SHORES |
| Legal Subdivision | WILD ROSE SHORES |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 702500 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 540 SUNSET RD, ANNAPOLIS, MD 21403-1356 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2024 · Amount on Record |
| Deed Sale | Aug 15, 2024 · Amount on Record |
| Prior Sale | Aug 3, 2004 · Amount on Record |
| Deed Book / Page | 40650 / 415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 540 SUNSET RD, ANNAPOLIS, MD 21403-1356 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0325420386 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 32542/386 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.4% |
| Type Change Date | Oct 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.4% |
| Index | 1-Year LIBOR |
| Max Rate | 8.4% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,434,300 (+66.68%) Land $1,502,600 Building $1,931,700 | $3,434,300 (+66.68%) Land $1,502,600 Building $1,931,700 | |
| 2025 | $32,996.00 (+46.66%) | ||
| 2023 | $22,499.00 | $2,060,400 Land $1,174,600 Building $885,800 | $2,060,400 Land $1,174,600 Building $885,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 11 (1996–2013) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jul 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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