540 Summit Dr, Richardson, TX 75081 Property Records

Dallas County property record for 540 Summit Dr, Richardson, TX 75081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 1960
Lot Size	0.224 acres (9,755 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,606 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-09350-017-016-0000`

Property Details

APN / Parcel Number

Primary APN	`42-09350-017-016-0000`
Alternative APN	`420935001701600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,755 sqft (0.224 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	420935001701600
Street Address	540 SUMMIT DR
City	RICHARDSON
State	TX
Zip	75081-5120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z272
Legal Description	HIGHLAND ESTATES 2 BLK Q LOT 16 INT202400159903 DD08082024 CO-DC 0935001701600 3CR09350017
Legal Subdivision	HIGHLAND ESTATES 2
Legal Tract	9350
Legal Block	Q
Legal Lot Number	16
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1002
Census Tract	19040

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 SUMMIT DR, RICHARDSON, TX 75081-5120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage SFMC LP
Feb 8, 2018	Vendor's Lien, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 4, 2017	Grant Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO
Aug 2, 2017	Warranty Deed, Transfer CAPITAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024
Deed Sale	Aug 9, 2024
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Document Number	2024159903
Prior Transfer Date	Feb 7, 2018
Prior Transfer Doc	0000035841
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	540 SUMMIT DR, RICHARDSON, TX 75081-5120
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900211268
Date	Aug 12, 2019
Instrument	201900211268

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Feb 8, 2018
Property Address	540 SUMMIT DR, RICHARDSON, TX 75081-5120
Document Number	201800035841
Map Reference	VOL39 PG29
Instrument Date	Feb 7, 2018
Instrument	201800035841
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SUMMIT DR, RICHARDSON, TX 75081-5120

Mortgage

Document Number	201800035842
Date	Feb 8, 2018
Instrument	201800035842

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DALLAS TX
Recording Date	Aug 4, 2017
Property Address	540 SUMMIT DR, RICHARDSON, TX 75081-5120
Document Number	0000220405
Instrument Date	Jul 31, 2017
Instrument	220405
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 SONN DR MURPHY TX 75094, MURPHY, TX 75094

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Aug 2, 2017
Property Address	540 SUMMIT DR, RICHARDSON, TX 75081-5120
Document Number	0000215573
Instrument Date	Jul 31, 2017
Instrument	215573
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	CAPITAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3102 MAPLE AVE #100 DALLAS TX 752011352, 100, DALLAS, TX 75201-1352

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,240 (-) Land $150,000 Building $214,240	$364,240 (-) Land $150,000 Building $214,240
2025	$5,606.00 (-6.1%)	$364,240 (+11.17%) Land $150,000 Building $214,240	$364,240 (+11.17%) Land $150,000 Building $214,240
2024	$5,970.00 (+8.66%)
2023	$5,494.00 (-7.18%) Homeowner's exemption	$327,650 Land $95,000 Building $232,650	$327,650 Land $95,000 Building $232,650
2022	$5,919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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