Gloucester County and Westville Borough property record for 540 Summit Ave, Westville, NJ 08093
| Property Type | Single Family Home |
|---|---|
| Details | 1,597 sqft · built 1889 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Apr 2019) |
| Tax Bill | $8,152 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 21-00006-0000-00002 |
| Primary APN | 21-00006-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,597 sqft Living Area |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 540 SUMMIT AVE |
|---|---|
| City | WESTVILLE |
| State | NJ |
| Zip | 08093-1032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | NEWBOLD |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 500100 |
540 Summit Ave is owned by an individual who bought it in April 2019.
Source: Gloucester County and Westville Borough records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 213 MATCHAPONIX AVE, MONROE TOWNSHIP, NJ 08831-4080 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Apr 3, 2019 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on File |
| Deed Sale | Apr 3, 2019 · Amount on File |
| Deed Document Number | 201911446 |
| Deed Book / Page | 6060 / 228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jun 22, 2026 |
| Property Address | 540 SUMMIT AVE, WESTVILLE, NJ 08093-1032 |
| Document Number | 0000019637 |
| Book / Page | 19297 / 328 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202619637 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 540 SUMMIT AVE, WESTVILLE, NJ 08093-1032 |
| Document Number | 0000019637, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 19297/328 |
| Instrument | 202619637 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 30, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Apr 3, 2019 |
| Property Address | 540 SUMMIT AVE, WESTVILLE, NJ 08093-1032 |
| Document Number | 0000011446 |
| Book / Page | 006060 / 000229 |
| Instrument Date | Mar 21, 2019 |
| Instrument | 11446 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | TITLE PARTNERS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 MATCHAPONIX AVE MONROE NJ 088314080, MONROE, NJ 08831-4080 |
| Document Number | 11447 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 015745/000291 |
| Instrument | 11447 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2049 |
The 2025 property tax bill for 540 Summit Ave was $8,152, up 4.3% from the year before.
Source: Gloucester County and Westville Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| Municipality | Westville Borough |
| Secondary School District | Gateway Regional School District (07 - 12) |
| Elementary School District | Westville Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,600 (+110.58%) Land $58,600 Building $244,000 | $302,600 (+110.58%) Land $58,600 Building $244,000 | |
| 2025 | $8,152.00 (+4.27%) | $143,700 Land $44,200 Building $99,500 | $143,700 Land $44,200 Building $99,500 |
| 2024 | $7,818.00 | ||
| 2023 | $143,700 Land $44,200 Building $99,500 | $143,700 Land $44,200 Building $99,500 | |
| 2022 | $7,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Summit Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 45 (1979–2024) |
| Claims Outside the SFHA | 4 of 45 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Summit Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTVILLE WATER DEPARTMENT serves 6,000 people · EPA ID NJ0821001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.67 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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