Carroll County property record for 540 Sullivan Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,812 sqft · built 2013 |
| Lot Size | 2.06 acres (89,908 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Dec 2013) |
| Tax Bill | $7,406 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-430610 |
| Primary APN | 07-430610 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,812 sqft Total Area |
| Basement Area | 1,076 sqft |
| Finished Basement | 1,076 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 89,908 sqft (2.06 acres) |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 430610 |
|---|---|
| Street Address | 540 SULLIVAN RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 4 - 2.0636 ACS 540 SULLIVAN RD 52-182/1 WINDY HILLS FARMS PH 1 |
| Legal Subdivision | WINDY HILLS FARMS |
| Legal Phase | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 507601 |
Source: Carroll County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 SULLIVAN RD, WESTMINSTER, MD 21157-6857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Commercial Mortgage APL FCU |
| May 4, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage APL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2013 · Amount on Record |
| Deed Sale | Dec 30, 2013 · Amount on Record |
| Deed Book / Page | 7570 / 1 |
| Last Transfer Date | Apr 24, 2020 |
| Transfer Doc | 0096590069 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 540 SULLIVAN RD, WESTMINSTER, MD 21157-6857 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 540 SULLIVAN RD, WESTMINSTER, MD 21157-6857 |
| Document Number | 0105190290 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 10519/290 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Sep 29, 2061 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 4, 2020 |
| Property Address | 540 SULLIVAN RD, WESTMINSTER, MD 21157-6857 |
| Document Number | 0096590069 |
| Book / Page | 9659 / 69 |
| Map Reference | MB 52 FO 182&18 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAWYERS ADVANTAGE TTL GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 540 SULLIVAN RD, WESTMINSTER, MD 21157-6857 |
| Document Number | 0000965974 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 9659/74 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2035 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $800,100 (+9.63%) Land $210,600 Building $589,500 | $800,100 (-) Land $210,600 Building $589,500 | |
| 2025 | $7,406.00 (+11.22%) Homeowner's exemption | $729,833 (+23.85%) | $800,100 (+35.77%) Land $210,600 Building $589,500 |
| 2023 | $6,659.00 Homeowner's exemption | $589,300 Land $210,600 Building $378,700 | $589,300 Land $210,600 Building $378,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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