Montgomery County property record for 540 Substation Rd, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7631 00 33 9230 |
| Primary APN | 7631 00 33 9230 |
|---|---|
| Alternative APN |
|
| Lot Area | 34,848 sqft (0.8 acres) |
|---|
| Heating System | Radiant |
|---|
| Account Number | 32012 |
|---|---|
| Street Address | 540 SUBSTATION RD |
| City | TROY |
| State | NC |
| Zip | 27371-8449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOVEJOY ESTATES LOT 2 LOVEJOY EST #2 |
| Legal Subdivision | LOVEJOY ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | LITTLE RIVER |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 960202 |
540 Substation Rd is owned and occupied by two individuals.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 SUBSTATION RD, TROY, NC 27371-8449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 540 Substation Rd was $16.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,740 (-) Land $240 Building $2,500 | $2,740 (-) Land $240 Building $2,500 | |
| 2025 | $16.00 | $2,740 Land $240 Building $2,500 | $2,740 Land $240 Building $2,500 |
| 2023 | $2,740 Land $240 Building $2,500 | $2,740 Land $240 Building $2,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Substation Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 540 Substation Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2022 |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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