540 Steele Rd, Starkville, MS 39759 Property Records

Oktibbeha County property record for 540 Steele Rd, Starkville, MS 39759

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,743 sqft · built 2018
Owner2 Individual Names on Record
Last Sale$250,500 (Apr 2018)
Tax Bill$2,998 (2025)
Deeds & MortgagesApr 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN154-17-002.05

Property Details

APN / Parcel Number

Primary APN154-17-002.05
Alternative APN
  • 020553

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,743 sqft Adjusted Area
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address540 STEELE RD
CitySTARKVILLE
StateMS
Zip39759-4719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW4 SE4 2015/7495 2017/4681 2018/3247 MAP 154 DB/PG 982/702 1007/659
JurisdictionOKTIBBEHA MS
Township / Civil Division2
Census Block Group1
Census Block1016
Census Tract950101

Owner

Source: Oktibbeha County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address540 STEELE RD, STARKVILLE, MS 39759-4719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Deed Document Number0020183247
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionOKTIBBEHA MS
Recording DateApr 17, 2026
Property Address540 STEELE RD, STARKVILLE, MS 39759-4719
Instrument DateApr 16, 2026
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2026
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address540 STEELE RD, STARKVILLE, MS 39759-4719

Mortgage

DateApr 17, 2026
Lender
NameLIBERTY FEDERAL CREDIT UNION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate0.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Oktibbeha County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyOktibbeha County
Unified School DistrictStarkville Oktibbeha Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,998.00 (+0.27%) Homeowner's exemption$26,403 (-)$264,030 (-) Land $30,000 Building $234,030
2024$2,990.00 Homeowner's exemption$26,403 (-)$264,030 (-) Land $30,000 Building $234,030
2023$2,990.00 Homeowner's exemption$26,403$264,030 Land $30,000 Building $234,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber
10,000 / 10,000
C Spire Wireless
Fiber
8,000 / 8,000
4-County Fiber
Fiber
1,000 / 1,000

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