Benton County property record for 540 Spur Ln, Centerton, AR 72719
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,679 sqft · built 2013 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $322,000 (Aug 2026) |
| Tax Bill | $2,406 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jul 2026 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03752-000 |
| Primary APN | 06-03752-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,679 sqft Living Area |
| Gross Area | 2,079 sqft |
| 1st Floor Area | 1,679 sqft |
| Flooring | Carpet |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 52 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 540 SPUR LN |
|---|---|
| City | CENTERTON |
| State | AR |
| Zip | 72719-9234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 3/17/06 2006-298 |
| Legal Range | 31 |
| Legal Township | 20 |
| Legal Section | 28 |
| Legal Subdivision | CHAR-LOU ESTATES PH 2-CENTERTON |
| Legal Lot Number | 94 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20904 |
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 540 SPUR LN, CENTERTON, AR 72719-9234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage ARKANSAS FEDERAL CREDIT UNION |
| Jul 27, 2026 | Deed of Trust, Mortgage · Construction Mortgage ARVEST BANK |
| Dec 5, 2019 | Warranty Deed, Subdivision Related Transfer RENASANT BK |
| Oct 7, 2019 | Loan Modification, Mortgage FIRST WSTRN BK |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST WSTRN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2026 · Amount on Record |
| Deed Sale | Aug 21, 2026 · Amount on Record |
| Prior Sale | Dec 5, 2019 · Amount on Record |
| Deed Document Number | 202648410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Aug 21, 2026 |
| Property Address | 540 SPUR LN, CENTERTON, AR 72719-9234 |
| Document Number | 0000048410 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202648410 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107,322.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 SPUR LN, CENTERTON, AR 72719-9234 |
| Document Number | 0000048411, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202648411 |
| Name | ARKANSAS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Jul 27, 2026 |
| Property Address | 540 SPUR LN, CENTERTON, AR 72719-9234 |
| Document Number | 0000043035 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202643035 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000043035, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202643035 |
| Name | ARVEST BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 23, 2027 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON AR |
| Recording Date | Dec 5, 2019 |
| Property Address | 540 SPUR LN, CENTERTON, AR 72719-9234 |
| Document Number | 0000065723 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 65723 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $582.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 806 SE H ST BENTONVILLE AR 727126444, BENTONVILLE, AR 72712-6444 |
| Document Number | 65724 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 65724 |
| Name | RENASANT BK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 540 SPUR LN, CENTERTON, AR 72719-9234 |
| Document Number | 0000055360 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9310 E WAGON WHEEL RD SPRINGDALE AR 727629769, SPRINGDALE, AR 72762-9769 |
| Document Number | 0000055360 |
|---|---|
| Date | Oct 16, 2019 |
| Instrument | 55360 |
| Name | FIRST WSTRN BK |
|---|---|
| Type | Bank |
| Address | ROGERS, AR 72756 |
| Term | 240 Months |
|---|---|
| Due | Oct 15, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 540 SPUR LN, CENTERTON, AR 72719-9234 |
| Document Number | 0000057733 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 9310 E WAGON WHEEL RD SPRINGDALE AR 727629769, SPRINGDALE, AR 72762-9769 |
| Document Number | 0000057733 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 57733 |
| Name | FIRST WSTRN BK |
|---|---|
| Type | Bank |
| Address | 401 W WALNUT ST, ROGERS, AR 72756-4541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 1, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Centerton City |
| Unified School District | Bentonville Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,406.00 (+5.94%) | $56,891 (-) Land $15,000 Building $41,891 | $284,455 (-) Land $75,000 Building $209,455 |
| 2025 | $2,271.00 (+8.87%) Homeowner's exemption | $56,891 (+48%) Land $15,000 Building $41,891 | $284,455 (-) Land $75,000 Building $209,455 |
| 2024 | $284,455 (+48%) Land $75,000 Building $209,455 | ||
| 2023 | $2,086.00 Homeowner's exemption | $38,440 Land $7,600 Building $30,840 | $192,200 Land $38,000 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTERTON WATERWORKS serves 27,243 people · EPA ID AR0000044 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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