540 Spruce St E, Onalaska, WI 54650 Property Records

La Crosse County property record for 540 Spruce St E, Onalaska, WI 54650 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Tax Bill$3,702.00 (2025)

Owner

Source: La Crosse County records · APN 018-001870-001

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address540 SPRUCE ST E, ONALASKA, WI 54650-2477
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 1974
Deed SaleJun 19, 1974
Deed Doc Number840160
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address540 SPRUCE ST E, ONALASKA, WI 54650-2477
Transaction TypeMortgage
Record UpdatedSep 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001811601
DateAug 29, 2023
Instrument1811601
Lender
NameASSOCIATED BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 28, 2053

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,702.00 (+2.12%) Homeowner's exemption$287,900 (+34.09%) Land $54,900 Building $233,000$291,200 (+35.63%)
2023$3,625.00 Homeowner's exemption$214,700 Land $39,200 Building $175,500$214,700 Land $39,200 Building $175,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Crosse County (55063C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN018-001870-001
Alternative APNs
  • 18 1870 1
  • 41967

Exterior

Lot Area7,841 sqft (0.18 acres)
Depth X Width100 ft x 70 ft Depth x Width

Location & Zoning

Account Number41967
Old Parcel Number18 1870 1
Street Address540 SPRUCE ST E
CityONALASKA
StateWI
Zip54650-2477
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORTHERN HILLS ADDITION E 5FT LOT 30 & W 65FT LOT 31 & W 65FT OF N 10FT LOT 32
Legal Range07
Legal Township16
Legal Section05
Legal QuarterNE
Legal Quarter QuarterNE
Legal SubdivisionNORTHERN HILLS ADDITION
Legal Lot Number30-32
JurisdictionLA CROSSE WI
Minor Civil DivisionONALASKA
Census Blockgroup2
Census Block2010
Census Tract10403

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