540 Spruce Dr, Hudson, WI 54016 Property Records

St. Croix County property record for 540 Spruce Dr, Hudson, WI 54016

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,391 sqft · built 2003
Lot Size	0.032 acres (1,419 sqft)
Owner	Company Name on File
Last Sale	$265,000 (May 2022)
Tax Bill	$4,324 (2026)
Deeds & Mortgages	May 2022 Sale Jan 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`236-1961-00-119`

Property Details

APN / Parcel Number

Primary APN	`236-1961-00-119`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,391 sqft Living Area
1st Floor Area	619 sqft
2nd Floor Area	772 sqft
Basement Area	619 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	1,419 sqft (0.032 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	540 SPRUCE DR
City	HUDSON
State	WI
Zip	54016-5869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-3
Legal Description	LOT 119 SUMMER PINES FIRST ADDITION
Legal Range	19W
Legal Township	29N
Legal Section	30
Legal Subdivision	SUMMER PINES FIRST ADDITION
Legal Lot Number	119
Jurisdiction	ST CROIX WI
Township / Civil Division	HUDSON
Census Block Group	1
Census Block	1020
Census Tract	120201

Owner

540 Spruce Dr is owned by a company that bought it in May 2022.

Source: St. Croix County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 403, HUDSON, WI 54016-0403
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Warranty Deed, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE
Jan 10, 2020	Warranty Deed, Construction Loan · Construction Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Jan 10, 2020 · Amount on File
Deed Document Number	20221152733
Prior Transfer Date	Dec 10, 2010
Prior Transfer Doc	0000930832
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	May 9, 2022
Property Address	540 SPRUCE DR, HUDSON, WI 54016-5869
Document Number	0001152733
Instrument Date	Apr 29, 2022
Instrument	1152733
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount on Record
Tax	$795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 10, 2020
Property Address	540 SPRUCE DR, HUDSON, WI 54016-5869
Document Number	0001095407
Instrument Date	Nov 26, 2019
Instrument	1095407
Transaction Type	Construction Loan
Record Updated	Feb 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001095408
Date	Jan 10, 2020
Instrument	1095408

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 540 Spruce Dr was $4,324, up % from the year before.

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
Municipality	Hudson City
Unified School District	Hudson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,324.00 (+0.02%)
2025	$4,323.00	$329,300 Land $40,500 Building $288,800	$329,300 Land $40,500 Building $288,800
2023	$3,474.00	$209,700 Land $26,600 Building $183,100	$209,700 Land $26,600 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Spruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Baldwin Telecom.

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