540 Spring St, Highlands, NC 28741 Property Records

Macon County property record for 540 Spring St, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,153 sqft · built 2011
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on File
Tax Bill	$10,114 (2025)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`7449590521`

Property Details

APN / Parcel Number

Primary APN	`7449590521`
Alternative APNs	`153408` `97608`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,153 sqft Heated Area
1st Floor Area	1,953 sqft
Upper Floors Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,087 sqft (0.53 acres)
View / Lot	Waterfront / Beach
Garage Type	Finished
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	344 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	153408
Street Address	540 SPRING ST
City	HIGHLANDS
State	NC
Zip	28741-8533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HCMF1
Legal Description	COTTAGE 1 OLD HIGHLND PK PLT
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	1
Census Block	1087
Census Tract	970502

Owner

Source: Macon County records · APN 7449590521

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	60 N CREEK LN, OSPREY, FL 34229-8953
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 08, 2022
Transfer Doc	000C42/504
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Sep 15, 2022
Property Address	540 SPRING ST, HIGHLANDS, NC 28741-8533
Document Number	000C42/504
Book / Page	C-42 / 504
Map Reference	MB J-32 PG 1588-1616
Instrument Date	Sep 08, 2022
Instrument	2022007119
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	60 N CREEK LN, OSPREY, FL 34229-8953

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Highlands Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,554,230 (-) Land $400,000 Building $2,154,230	$2,554,230 (-) Land $400,000 Building $2,154,230
2025	$10,114.00	$2,554,230 (-) Land $400,000 Building $2,154,230	$2,554,230 (-) Land $400,000 Building $2,154,230
2023		$2,554,230 Land $400,000 Building $2,154,230	$2,554,230 Land $400,000 Building $2,154,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 8, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2013–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Vyve Broadband Cable	1,000 / 50

May also be available: Frontier, Verizon.

Based on FCC filings for 133 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF HIGHLANDS serves 6,614 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.