540 Spring St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 540 Spring St, Eau Claire, WI 54703 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,456 sqft · built 1921
Lot Size	0.196 acres (8,555 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-0103-000`

Property Details

APN / Parcel Number

Primary APN	`10-0103-000`
Alternative APNs	`18221-2-270916-320-2025` `221100103000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Basement Area	728 sqft
Finished Basement	364 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Other
Exterior Material	Metal
Lot Area	8,555 sqft (0.196 acres)
Lot Dimensions	132 ft deep x 65 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	540 SPRING ST
City	EAU CLAIRE
State	WI
Zip	54703-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 2 FT OF LOT 10 & ALL OF LOT 11 EXC THE S 2 FT BLK 6 EC LBR COS 9TH ADD TO EC
Legal Range	09W
Legal Township	27N
Legal Section	16
Legal Subdivision	EC LBR COS 9TH ADD
Legal Block	6
Legal Lot Number	10-11
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	3
Census Block	3017
Census Tract	600

Owner

Source: Eau Claire County records · APN 10-0103-000

Assessment roll updated April 23, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	540 SPRING ST, EAU CLAIRE, WI 54703-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Apr 26, 2024	Quit Claim Deed, Transfer · Conventional Mortgage WESTCONSIN CU
Dec 08, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	540 SPRING ST, EAU CLAIRE, WI 54703-3228
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001238813
Date	Nov 15, 2022
Instrument	1238813

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2020
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	1-Year CMT
Max Rate	10.1%

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Apr 26, 2024
Property Address	540 SPRING ST, EAU CLAIRE, WI 54703-3228
Document Number	0001254109
Instrument Date	Apr 18, 2024
Instrument	1254109
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$281.40
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SPRING ST, EAU CLAIRE, WI 54703-3228

Mortgage

Document Number	0001254110
Date	Apr 26, 2024
Instrument	1254110

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.63%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2020
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	13.6%
Index	Other
Margin	5
Max Rate	13.6%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAU CLAIRE WI
Recording Date	Dec 08, 2022
Property Address	540 SPRING ST, EAU CLAIRE, WI 54703-3228
Document Number	0001239458
Instrument Date	Dec 08, 2022
Instrument	1239458
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Tax	$185.40
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 SPRING ST, EAU CLAIRE, WI 54703-3228

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	540 SPRING ST, EAU CLAIRE, WI 54703-3228

Tax Assessment & Valuation

Source: Eau Claire County records · Assessment roll updated April 23, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,301.00	$125,100 (-) Land $19,100 Building $106,000	$163,700
2023		$125,100 (-) Land $19,100 Building $106,000
2022		$125,100 Land $19,100 Building $106,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eau Claire County (55035C), updated April 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 491 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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