540 Spitz Dr, Fenton, MO 63026 Property Records

Jefferson County property record for 540 Spitz Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,220 sqft · built 2009
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Tax Bill	$3,108 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-6.0-14.0-3-001-007.01`

Property Details

APN / Parcel Number

Primary APN	`02-6.0-14.0-3-001-007.01`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,220 sqft Living Area
1st Floor Area	1,840 sqft
Basement Area	1,380 sqft
Finished Basement	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	209 ft deep x 147 ft wide
Garage Type	Detached
Garage Area	280 sqft
Porch	Open Frame Porch
Porch Area	450 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	540 SPITZ DR
City	FENTON
State	MO
Zip	63026-6036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	KLECKA ACRES PT LOT 5
Legal Range	5E
Legal Township	43N
Legal Section	14
Legal Subdivision	KLECKA
Legal Tract	5
Legal Block	2
Legal Lot Number	5
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2002
Census Tract	700208

Owner

540 Spitz Dr is owned and occupied by an individual who acquired it in July 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	540 SPITZ DR, FENTON, MO 63026-6036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 10, 2024
Transfer Doc	0000017161
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	540 SPITZ DR, FENTON, MO 63026-6036
Document Number	0000016018
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	540 SPITZ DR FENTON MO 630266036, FENTON, MO 63026-6036

Mortgage

Document Number	0000016018
Date	May 26, 2017
Instrument	16018

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 25, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 540 Spitz Dr was $3,108, up 6.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,900 (-) Land $2,300 Building $41,600	$231,000 (-) Land $12,000 Building $219,000
2025	$3,108.00 (+6.08%)	$43,900 Land $2,300 Building $41,600	$231,000 (-) Land $12,000 Building $219,000
2024	$2,930.00 (-0.2%)		$231,000 (+9.84%) Land $12,000 Building $219,000
2023	$2,936.00	$40,000 Land $2,300 Building $37,700	$210,300 Land $12,000 Building $198,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Spitz Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Spitz Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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