540 Solon, Cedar Springs, MI 49319 Property Records

Kent County property record for 540 Solon, Cedar Springs, MI 49319

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,156 sqft · built 1988
Lot Size2.27 acres (98,881 sqft)
OwnerIndividual Name on File
Last Sale$167,500 (Oct 1999)
Tax Bill$3,627 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Nov 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN41-02-30-400-012

Property Details

APN / Parcel Number

Primary APN41-02-30-400-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,156 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area98,881 sqft (2.27 acres)
Garage Area1,584 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address540 SOLON
CityCEDAR SPRINGS
StateMI
Zip49319-8467
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionW 150 FT OF NE 1/4 NW 1/4 SE 1/4 * SEC 30 T10N R11W 2.27 A.
Legal Range11W
Legal Township10N
Legal Section30
JurisdictionKENT MI
Township / Civil DivisionSOLON
Census Block Group3
Census Block3029
Census Tract10302

Owner

540 Solon is owned and occupied by an individual who bought it in October 1999.

Source: Kent County records, as of September 18, 2026

Owner of RecordIndividual Name on File
Mailing Address540 SOLON, CEDAR SPRINGS, MI 49319-8467
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK
Nov 30, 2017Loan Modification, Mortgage · Conventional Mortgage
INDEPENDENT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 1999 · Amount on File
Deed SaleOct 15, 1999 · Amount on File
Prior SaleApr 15, 1994 · Amount on File
Deed Book / Page4892 / 1115
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address540 SOLON, CEDAR SPRINGS, MI 49319-8467
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011685
DateFeb 10, 2020
Instrument20200210-0011685
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENT MI
Property Address540 SOLON, CEDAR SPRINGS, MI 49319-8467
Document Number0000108366
Instrument DateNov 30, 2017
Transaction TypeMortgage
Record UpdatedJan 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address540 SOLON CEDAR SPRINGS MI 493198467, CEDAR SPRINGS, MI 49319-8467

Mortgage

Document Number0000108366
DateDec 29, 2017
Instrument108366
Lender
NameINDEPENDENT BK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueDec 28, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 540 Solon was $3,627.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionSolon Township
Unified School DistrictKent City Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$204,800 (+2.55%)$409,600 (+2.55%)
2025$3,627.00 Homeowner's exemption$199,700$399,400
2023$162,400$324,800
2021$3,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 Solon in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Solon is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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