Chester County property record for 540 Smith Rd, Luray, TN 38352
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,902 sqft · built 1964 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Aug 2008) |
| Tax Bill | $734 (2026) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012017 03001 |
| Primary APN | 012017 03001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| 1st Floor Area | 1,686 sqft |
| Basement Area | 1,686 sqft |
| Finished Basement | 1,686 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 227 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 540 SMITH RD |
|---|---|
| City | LURAY |
| State | TN |
| Zip | 38352-1785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: S50 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970102 |
Source: Chester County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 SMITH RD, LURAY, TN 38352-1785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2008 · Amount on Record |
| Deed Sale | Aug 20, 2008 · Amount on Record |
| Deed Book / Page | 319 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TN |
| Property Address | 540 SMITH RD, LURAY, TN 38352-1785 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 540 SMITH RD, LURAY, TN 38352-1785 |
| Document Number | 0005020472 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 502/472 |
| Instrument | 72872 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 2, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Chester County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Unified School District | Chester County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $734.00 | $36,050 (-) | $144,200 (-) Land $11,200 Building $133,000 |
| 2025 | $734.00 (+20.13%) | $36,050 (+46.69%) | $144,200 (+46.69%) Land $11,200 Building $133,000 |
| 2023 | $611.00 | $24,575 | $98,300 Land $8,500 Building $89,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
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